Value-Holdings International AG (HAM:NW4) PB Ratio: 1.01 (As of Jul. 27, 2026) — Near Median

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HAM:NW4 Value-Holdings International AG HAM:NW4
37 GF Score
Price €3.22
! 3 Warning Signs
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What is Value-Holdings International AG PB Ratio?

Value-Holdings International AG HAM:NW4 37 PB Ratio is 1.01 as of Jul. 27, 2026, which is 6% above its 10-year median of 0.95. GuruFocus rates HAM:NW4 with a GF Score™ of 37/100. The stock has 3 warning signs investors should review. Among 1,602 Asset Management companies, Value-Holdings International AG ranks worse than 61.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-27), Value-Holdings International AG's share price is €3.22. Value-Holdings International AG's Book Value per Share for the quarter that ended in Dec. 2025 was €3.18. Hence, Value-Holdings International AG's PB Ratio of today is 1.01.

Warning Sign:

Value-Holdings International AG stock PB Ratio (=1.01) is close to 1-year high of 1.06.

The historical rank and industry rank for Value-Holdings International AG's PB Ratio or its related term are showing as below:

HAM:NW4' s PB Ratio Range Over the Past 10 Years
Min: 0.65   Med: 0.95   Max: 1.13
Current: 1.01

During the past 13 years, Value-Holdings International AG's highest PB Ratio was 1.13. The lowest was 0.65. And the median was 0.95.

HAM:NW4's PB Ratio is ranked worse than
61.3% of 1602 companies
in the Asset Management industry
Industry Median: 0.95 vs HAM:NW4: 1.01

During the past 12 months, Value-Holdings International AG's average Book Value Per Share Growth Rate was 3.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Value-Holdings International AG was 33.60% per year. The lowest was -4.00% per year. And the median was 1.90% per year.

Back to Basics: PB Ratio


Value-Holdings International AG  (HAM:NW4) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Value-Holdings International AG PB Ratio Related Terms


Value-Holdings International AG PB Ratio Historical Data

* Premium members only.

The historical data trend for Value-Holdings International AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Value-Holdings International AG PB Ratio Chart

Value-Holdings International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.88

Value-Holdings International AG Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.88

HAM:NW4 vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Value-Holdings International AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Value-Holdings International AG PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Value-Holdings International AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Value-Holdings International AG's PB Ratio falls into.


HAM:NW4
37GF Score
Value-Holdings International AG HAM:NW4
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Value-Holdings International AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Value-Holdings International AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=3.22/3.178
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.01 mean?
Value-Holdings International AG (HAM:NW4) has a PB Ratio of 1.01 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Value-Holdings International AG and its competitors. This is near median its historical median of 0.95. Over the past decade, Value-Holdings International AG's PB Ratio has ranged from 0.65 to 1.13. According to the industry distribution chart, Value-Holdings International AG ranks #982 out of 1602 companies in the Asset Management industry, placing it in the top 61.3%.
Is Value-Holdings International AG's PB Ratio too high?
Value-Holdings International AG's current PB Ratio of 1.01 is near median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.13. The Asset Management industry median PB Ratio is 0.95. Value-Holdings International AG's value of 1.01 is 6.3% above this industry median. Based on the distribution chart, Value-Holdings International AG ranks #982 out of 1602 companies in the Asset Management industry, which is below the industry midpoint. Overall, Value-Holdings International AG has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Value-Holdings International AG's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Value-Holdings International AG ranks #982 out of 1602 companies for PB Ratio. This places Value-Holdings International AG in the lower half of its industry. The industry median PB Ratio is 0.95. Value-Holdings International AG's value of 1.01 is 6.3% above this benchmark. Historically, Value-Holdings International AG's own PB Ratio has ranged from 0.65 to 1.13 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 0.95, Value-Holdings International AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,602 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Value-Holdings International AG's current PB Ratio of 1.01 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Value-Holdings International AG and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Value-Holdings International AG's current PB Ratio is 1.01, which is near median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Value-Holdings International AG stock overvalued right now?
Value-Holdings International AG (HAM:NW4) has a current PB Ratio of 1.01. The current PB Ratio is 1.01, which is near median its 10-year median of 0.95 and 6.3% above the Asset Management industry median of 0.95. Value-Holdings International AG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Value-Holdings International AG (HAM:NW4), the current PB Ratio is 1.01 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Value-Holdings International AG Business Description

Address Bahnhofstrasse 30, Augsburg, DEU, 86150
Value-Holdings International AG is an investment company and follows value-investing strategy. It is engaged in portfolio management and invests in unlisted companies in Germany and other European countries. The company invests in a portfolio of primarily mid-cap companies.
37GF Score

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€3.22
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