Zain Al-Iraq Islamic Bank for Investment (IQS:MTMT) PB Ratio: 0.35 (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Zain Al-Iraq Islamic Bank for Investment PB Ratio?

Zain Al-Iraq Islamic Bank for Investment IQS:MTMT PB Ratio is 0.35 as of Jul. 31, 2026.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-31), Zain Al-Iraq Islamic Bank for Investment's share price is ع.د0.34. Zain Al-Iraq Islamic Bank for Investment's Book Value per Share for the quarter that ended in Dec. 2022 was ع.د0.98. Hence, Zain Al-Iraq Islamic Bank for Investment's PB Ratio of today is 0.35.

The historical rank and industry rank for Zain Al-Iraq Islamic Bank for Investment's PB Ratio or its related term are showing as below:

IQS:MTMT's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.11
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio

Zain Al-Iraq Islamic Bank for Investment  (IQS:MTMT) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Zain Al-Iraq Islamic Bank for Investment PB Ratio Related Terms

Zain Al-Iraq Islamic Bank for Investment PB Ratio Historical Data

* Premium members only.

The historical data trend for Zain Al-Iraq Islamic Bank for Investment's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zain Al-Iraq Islamic Bank for Investment PB Ratio Chart

Zain Al-Iraq Islamic Bank for Investment Annual Data
Trend Dec21 Dec22
PB Ratio
0.00 0.00

Zain Al-Iraq Islamic Bank for Investment Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22
PB Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

IQS:MTMT vs : PB Ratio Comparison

For the Banks - Regional subindustry, Zain Al-Iraq Islamic Bank for Investment's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zain Al-Iraq Islamic Bank for Investment PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zain Al-Iraq Islamic Bank for Investment's PB Ratio distribution charts can be found below:

* The bar in red indicates where Zain Al-Iraq Islamic Bank for Investment's PB Ratio falls into.


Zain Al-Iraq Islamic Bank for Investment PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Zain Al-Iraq Islamic Bank for Investment's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2022)
=0.34/0.981
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PB Ratio=Market Cap /(Total Stockholders Equity-Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.35 mean?
Zain Al-Iraq Islamic Bank for Investment (IQS:MTMT) has a PB Ratio of 0.35 as of Jul. 31, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Zain Al-Iraq Islamic Bank for Investment and its competitors.
Is Zain Al-Iraq Islamic Bank for Investment's PB Ratio too high?
Zain Al-Iraq Islamic Bank for Investment's current PB Ratio is 0.35. The Banks industry median PB Ratio is 1.11. Zain Al-Iraq Islamic Bank for Investment's value of 0.35 is 68.5% below this industry median.
How does Zain Al-Iraq Islamic Bank for Investment's PB Ratio compare to ?
Zain Al-Iraq Islamic Bank for Investment's PB Ratio of 0.35 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.11. Zain Al-Iraq Islamic Bank for Investment's value of 0.35 is 68.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zain Al-Iraq Islamic Bank for Investment's current PB Ratio of 0.35 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Zain Al-Iraq Islamic Bank for Investment and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zain Al-Iraq Islamic Bank for Investment's current PB Ratio is 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zain Al-Iraq Islamic Bank for Investment stock overvalued right now?
Zain Al-Iraq Islamic Bank for Investment (IQS:MTMT) has a current PB Ratio of 0.35. The current PB Ratio is 0.35 and 68.5% below the Banks industry median of 1.11. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Zain Al-Iraq Islamic Bank for Investment (IQS:MTMT), the current PB Ratio is 0.35 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zain Al-Iraq Islamic Bank for Investment Business Description

Comparable Companies
Address Harthiya, Behind Al-Jibji Hospital, Al-Kazemi Complex, Location 212/Z25/Dar 46/1, Baghdad, IRQ
Zain Al-Iraq Islamic Bank for Investment is an Iraq-based company. It provides bank services such as Deposits and bank accounts, Islamic financing, Electronic payment services, Remittance services, Documentary credits, Letters of guarantee, and Mobile banking services.