Life (LIFCF) PB Ratio: 0.95 (As of Jul. 03, 2026) — 36% Below Median


LIFCF Life Corp LIFCF
87 GF Score
Price $11.02
GF Value $9.66
! 2 Warning Signs
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What is Life PB Ratio?

Life LIFCF 87 PB Ratio is 0.95 as of Jul. 03, 2026, which is 36% below its 10-year median of 1.48. GuruFocus rates LIFCF with a GF Score™ of 87/100 and a GF Value™ of $9.66. The stock has 2 warning signs investors should review. Among 304 Retail - Defensive companies, Life ranks better than 56.91% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Life's share price is $11.015. Life's Book Value per Share for the quarter that ended in Feb. 2026 was $11.59. Hence, Life's PB Ratio of today is 0.95.

The historical rank and industry rank for Life's PB Ratio or its related term are showing as below:

LIFCF' s PB Ratio Range Over the Past 10 Years
Min: 0.89   Med: 1.48   Max: 2.79
Current: 1.44

During the past 13 years, Life's highest PB Ratio was 2.79. The lowest was 0.89. And the median was 1.48.

LIFCF's PB Ratio is ranked better than
56.91% of 304 companies
in the Retail - Defensive industry
Industry Median: 1.675 vs LIFCF: 1.44

During the past 12 months, Life's average Book Value Per Share Growth Rate was 12.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 11.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Life was 14.40% per year. The lowest was 4.20% per year. And the median was 8.40% per year.

Back to Basics: PB Ratio


Life  (OTCPK:LIFCF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Life PB Ratio Related Terms


Life PB Ratio Historical Data

* Premium members only.

The historical data trend for Life's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Life PB Ratio Chart

Life Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.04 0.95

Life Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 0.98 0.97 1.02 0.95

LIFCF vs KR: PB Ratio Comparison

For the Grocery Stores subindustry, Life's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Life PB Ratio vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Life's PB Ratio distribution charts can be found below:

* The bar in red indicates where Life's PB Ratio falls into.


LIFCF
87GF Score
Life Corp LIFCF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Life PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Life's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Feb. 2026)
=11.015/11.591
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.95 mean?
Life (LIFCF) has a PB Ratio of 0.95 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Life and its competitors. This is 36% below median its historical median of 1.48. Over the past decade, Life's PB Ratio has ranged from 0.89 to 2.79. According to the industry distribution chart, Life ranks #131 out of 304 companies in the Retail - Defensive industry, placing it in the top 43.1%.
Is Life's PB Ratio too high?
Life's current PB Ratio of 0.95 is 36% below median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.79. The Retail - Defensive industry median PB Ratio is 1.68. Life's value of 0.95 is 43.3% below this industry median. Based on the distribution chart, Life ranks #131 out of 304 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Life has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Life's PB Ratio compare to KR?
According to the Retail - Defensive industry distribution chart, Life ranks #131 out of 304 companies for PB Ratio. This puts Life in the upper half of its industry. The industry median PB Ratio is 1.68. Life's value of 0.95 is 43.3% below this benchmark. Historically, Life's own PB Ratio has ranged from 0.89 to 2.79 over the past decade. While the company's 10-year median is 1.48 vs. the industry median of 1.68, Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Defensive company?
The median PB Ratio among Retail - Defensive companies is 1.68, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Life's current PB Ratio of 0.95 is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Life and its competitors. For the Retail - Defensive industry, the median PB Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Life's current PB Ratio is 0.95, which is 36% below median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Life stock overvalued right now?
Life (LIFCF) has a current PB Ratio of 0.95. The stock's GF Value™ is $9.66, compared to a current price of $11.02 — trading 14% above its estimated fair value. The current PB Ratio is 0.95, which is 36% below median its 10-year median of 1.48 and 43.3% below the Retail - Defensive industry median of 1.68. Life's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Life (LIFCF), the current PB Ratio is 0.95 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Life (LIFCF) Overvalued in 2026?

Based on GuruFocus' analysis, Life stock appears to be overvalued. The current stock price of $11.02 is trading 14% above its estimated GF Value™ of $9.66.

Key valuation signals for LIFCF:

  • PB Ratio: 0.95 (36% below median its 10-year median of 1.48)
  • GF Value™: $9.66 vs. price of $11.02 (14% above fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 43.3% below the Retail - Defensive median (#131 of 304)

No single metric tells the full story. See the LIFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Life Business Description

Other Exchanges 8194:Japan
Address 2-2-22 Nishimiyahara, Yodogawa-ku, Osaka, JPN, 110-0016
Life Corp is a Japanese supermarket chain operator. The company is domiciled in Japan and generates the majority of revenue domestically. Life Corporation operates stores in Osaka, Tokyo, Hyogo, Kyoto, Nara, Saitama, Chiba, and Kanagawa, and derives the majority of revenue from stores located in Osaka and Tokyo. The company's supermarkets focus on the retail of seafood products, bakery products, food products, fresh fruit and vegetables, meat products, clothing, toilet paper, and craft products. The supermarkets carry a private-label brand of packaged foods.
87GF Score

Get the complete analysis for LIFCF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.02
Price
$9.66
GF Value