Skue Sparebank (LTS:0FE2) PB Ratio: 0.48 (As of Jul. 28, 2026) — 100% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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LTS:0FE2 Skue Sparebank LTS:0FE2
53 GF Score
Price kr327.95
GF Value kr207.96
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Skue Sparebank PB Ratio?

Skue Sparebank LTS:0FE2 53 PB Ratio is 0.48 as of Jul. 28, 2026, which is 100% above its 10-year median of 0.24. GuruFocus rates LTS:0FE2 with a GF Score™ of 53/100 and a GF Value™ of kr207.96 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,516 Banks companies, Skue Sparebank ranks better than 89.78% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-28), Skue Sparebank's share price is kr327.95. Skue Sparebank's Book Value per Share for the quarter that ended in Mar. 2026 was kr683.94. Hence, Skue Sparebank's PB Ratio of today is 0.48.

The historical rank and industry rank for Skue Sparebank's PB Ratio or its related term are showing as below:

LTS:0FE2' s PB Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.24   Max: 0.75
Current: 0.49

During the past 13 years, Skue Sparebank's highest PB Ratio was 0.75. The lowest was 0.18. And the median was 0.24.

LTS:0FE2's PB Ratio is ranked better than
89.78% of 1516 companies
in the Banks industry
Industry Median: 1.12 vs LTS:0FE2: 0.49

During the past 12 months, Skue Sparebank's average Book Value Per Share Growth Rate was -49.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -10.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 10.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Skue Sparebank was 37.90% per year. The lowest was -10.80% per year. And the median was 14.10% per year.

Back to Basics: PB Ratio


Skue Sparebank  (LTS:0FE2) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Skue Sparebank PB Ratio Related Terms


Skue Sparebank PB Ratio Historical Data

* Premium members only.

The historical data trend for Skue Sparebank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skue Sparebank PB Ratio Chart

Skue Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.22 0.20 0.19 0.49

Skue Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.27 0.57 0.49 0.48

Skue Sparebank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Skue Sparebank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skue Sparebank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Skue Sparebank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Skue Sparebank's PB Ratio falls into.


LTS:0FE2
53GF Score
Skue Sparebank LTS:0FE2
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Skue Sparebank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Skue Sparebank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=327.95/683.94
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.48 mean?
Skue Sparebank (LTS:0FE2) has a PB Ratio of 0.48 as of Jul. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skue Sparebank and its competitors. This is 100% above median its historical median of 0.24. Over the past decade, Skue Sparebank's PB Ratio has ranged from 0.18 to 0.75. According to the industry distribution chart, Skue Sparebank ranks #155 out of 1516 companies in the Banks industry, placing it in the top 10.2%.
Is Skue Sparebank's PB Ratio too high?
Skue Sparebank's current PB Ratio of 0.48 is 100% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.75. The Banks industry median PB Ratio is 1.12. Skue Sparebank's value of 0.48 is 57.1% below this industry median. Based on the distribution chart, Skue Sparebank ranks #155 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Skue Sparebank has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skue Sparebank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Skue Sparebank ranks #155 out of 1516 companies for PB Ratio. This places Skue Sparebank in the top 10% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Skue Sparebank's value of 0.48 is 57.1% below this benchmark. Historically, Skue Sparebank's own PB Ratio has ranged from 0.18 to 0.75 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 1.12, Skue Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skue Sparebank's current PB Ratio of 0.48 is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skue Sparebank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skue Sparebank's current PB Ratio is 0.48, which is 100% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skue Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Skue Sparebank (LTS:0FE2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr207.96, compared to a current price of kr327.95 — trading 57.7% above its estimated fair value. The current PB Ratio is 0.48, which is 100% above median its 10-year median of 0.24 and 57.1% below the Banks industry median of 1.12. Skue Sparebank's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Skue Sparebank (LTS:0FE2), the current PB Ratio is 0.48 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skue Sparebank (LTS:0FE2) Overvalued in 2026?

Based on GuruFocus' analysis, Skue Sparebank stock appears to be overvalued. The current stock price of kr327.95 is trading 57.7% above its estimated GF Value™ of kr207.96. GuruFocus considers Skue Sparebank to be Significantly Overvalued.

Key valuation signals for LTS:0FE2:

  • PB Ratio: 0.48 (100% above median its 10-year median of 0.24)
  • GF Value™: kr207.96 vs. price of kr327.95 (57.7% above fair value)
  • GF Score™: 53/100 with 8 warning signs
  • Industry Position: 57.1% below the Banks median (#155 of 1516)

No single metric tells the full story. See the LTS:0FE2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skue Sparebank Business Description

Other Exchanges SKUE:Norway
Address Jordeshagen 5, Nesbyen, NOR, 3540
Skue Sparebank is a savings bank offering a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
53GF Score

Get the complete analysis for LTS:0FE2

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr327.95
Price
kr207.96
GF Value