SpareBank 1 Sor Norge ASA (LTS:0Q57) PB Ratio: 1.34 (As of Jul. 13, 2026) — 25% Above Median


LTS:0Q57 SpareBank 1 Sor Norge ASA LTS:0Q57
74 GF Score
Price kr203.55
GF Value kr161.13
Valuation Modestly Overvalued
! 8 Warning Signs
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What is SpareBank 1 Sor Norge ASA PB Ratio?

SpareBank 1 Sor Norge ASA LTS:0Q57 +0.54% 74 PB Ratio is 1.34 as of Jul. 13, 2026, which is 25% above its 10-year median of 1.07. GuruFocus rates LTS:0Q57 with a GF Score™ of 74/100 and a GF Value™ of kr161.13 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,520 Banks companies, SpareBank 1 Sor Norge ASA ranks worse than 68.62% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), SpareBank 1 Sor Norge ASA's share price is kr203.55. SpareBank 1 Sor Norge ASA's Book Value per Share for the quarter that ended in Mar. 2026 was kr151.70. Hence, SpareBank 1 Sor Norge ASA's PB Ratio of today is 1.34.

Warning Sign:

SpareBank 1 Sor Norge ASA stock PB Ratio (=1.34) is close to 10-year high of 1.44.

The historical rank and industry rank for SpareBank 1 Sor Norge ASA's PB Ratio or its related term are showing as below:

LTS:0Q57' s PB Ratio Range Over the Past 10 Years
Min: 0.56   Med: 1.07   Max: 1.44
Current: 1.34

During the past 13 years, SpareBank 1 Sor Norge ASA's highest PB Ratio was 1.44. The lowest was 0.56. And the median was 1.07.

LTS:0Q57's PB Ratio is ranked worse than
68.62% of 1520 companies
in the Banks industry
Industry Median: 1.1 vs LTS:0Q57: 1.34

During the past 12 months, SpareBank 1 Sor Norge ASA's average Book Value Per Share Growth Rate was 4.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of SpareBank 1 Sor Norge ASA was 10.70% per year. The lowest was -9.50% per year. And the median was 8.25% per year.

Back to Basics: PB Ratio


SpareBank 1 Sor Norge ASA  (LTS:0Q57) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


SpareBank 1 Sor Norge ASA PB Ratio Related Terms


SpareBank 1 Sor Norge ASA PB Ratio Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Sor Norge ASA's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA PB Ratio Chart

SpareBank 1 Sor Norge ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 1.08 1.01 1.04 1.33

SpareBank 1 Sor Norge ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.31 1.23 1.33 1.39

SpareBank 1 Sor Norge ASA PB Ratio Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Sor Norge ASA PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's PB Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's PB Ratio falls into.


LTS:0Q57
74GF Score
SpareBank 1 Sor Norge ASA LTS:0Q57
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Sor Norge ASA PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

SpareBank 1 Sor Norge ASA's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=203.55/151.699
=1.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.34 mean?
SpareBank 1 Sor Norge ASA (LTS:0Q57) has a PB Ratio of 1.34 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on SpareBank 1 Sor Norge ASA and its competitors. This is 25% above median its historical median of 1.07. Over the past decade, SpareBank 1 Sor Norge ASA's PB Ratio has ranged from 0.56 to 1.44. According to the industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1043 out of 1520 companies in the Banks industry, placing it in the top 68.6%.
Is SpareBank 1 Sor Norge ASA's PB Ratio too high?
SpareBank 1 Sor Norge ASA's current PB Ratio of 1.34 is 25% above median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.44. The Banks industry median PB Ratio is 1.10. SpareBank 1 Sor Norge ASA's value of 1.34 is 21.8% above this industry median. Based on the distribution chart, SpareBank 1 Sor Norge ASA ranks #1043 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's PB Ratio compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1043 out of 1520 companies for PB Ratio. This places SpareBank 1 Sor Norge ASA in the lower half of its industry. The industry median PB Ratio is 1.10. SpareBank 1 Sor Norge ASA's value of 1.34 is 21.8% above this benchmark. Historically, SpareBank 1 Sor Norge ASA's own PB Ratio has ranged from 0.56 to 1.44 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 1.10, SpareBank 1 Sor Norge ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Sor Norge ASA's current PB Ratio of 1.34 is 21.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on SpareBank 1 Sor Norge ASA and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Sor Norge ASA's current PB Ratio is 1.34, which is 25% above median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (LTS:0Q57) is currently considered Modestly Overvalued. The stock's GF Value™ is kr161.13, compared to a current price of kr203.55 — trading 26.3% above its estimated fair value. The current PB Ratio is 1.34, which is 25% above median its 10-year median of 1.07 and 21.8% above the Banks industry median of 1.10. SpareBank 1 Sor Norge ASA's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (LTS:0Q57), the current PB Ratio is 1.34 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (LTS:0Q57) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of kr203.55 is trading 26.3% above its estimated GF Value™ of kr161.13. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for LTS:0Q57:

  • PB Ratio: 1.34 (25% above median its 10-year median of 1.07)
  • GF Value™: kr161.13 vs. price of kr203.55 (26.3% above fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 21.8% above the Banks median (#1043 of 1520)

No single metric tells the full story. See the LTS:0Q57 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
74GF Score

Get the complete analysis for LTS:0Q57

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr203.55
Price
kr161.13
GF Value