Truist FinancialMEX:TFC 60 PB Ratio is 0.98 as of Jun. 26, 2026, which is 14% below its 10-year median of 1.14. GuruFocus rates MEX:TFC with a GF Score™ of 60/100 and a GF Value™ of MXN812.72. The stock has 5 warning signs investors should review. Among 1,516 Banks companies, Truist Financial ranks better than 52.44% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Truist Financial's share price is MXN843.00. Truist Financial's Book Value per Share for the quarter that ended in Mar. 2026 was MXN858.27. Hence, Truist Financial's PB Ratio of today is 0.98.
Warning Sign:
Truist Financial Corp stock PB Ratio (=1.06) is close to 3-year high of 1.17.
The historical rank and industry rank for Truist Financial's PB Ratio or its related term are showing as below:
MEX:TFC'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.14 Max: 1.65
Current: 1.06
During the past 13 years, Truist Financial's highest PB Ratio was 1.65. The lowest was 0.60. And the median was 1.14.
MEX:TFC's PB Ratio is ranked better than 52.44% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs MEX:TFC: 1.06
During the past 12 months, Truist Financial's average Book Value Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Truist Financial was 18.50% per year. The lowest was -5.50% per year. And the median was 6.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Truist Financial PB Ratio Related Terms
Truist Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Truist Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Truist Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truist Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Truist Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Truist Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Truist Financial (MEX:TFC) has a PB Ratio of 0.98 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Truist Financial and its competitors. This is 14% below median its historical median of 1.14. Over the past decade, Truist Financial's PB Ratio has ranged from 0.60 to 1.65. According to the industry distribution chart, Truist Financial ranks #721 out of 1516 companies in the Banks industry, placing it in the top 47.6%.
Is Truist Financial's PB Ratio too high?
Truist Financial's current PB Ratio of 0.98 is 14% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.65. The Banks industry median PB Ratio is 1.09. Truist Financial's value of 0.98 is 10.1% below this industry median. Based on the distribution chart, Truist Financial ranks #721 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Truist Financial has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's PB Ratio compare to NU and FITB?
According to the Banks industry distribution chart, Truist Financial ranks #721 out of 1516 companies for PB Ratio. This puts Truist Financial in the upper half of its industry. The industry median PB Ratio is 1.09. Truist Financial's value of 0.98 is 10.1% below this benchmark. Historically, Truist Financial's own PB Ratio has ranged from 0.60 to 1.65 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.09, Truist Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truist Financial's current PB Ratio of 0.98 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Truist Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truist Financial's current PB Ratio is 0.98, which is 14% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Truist Financial (MEX:TFC) has a current PB Ratio of 0.98. The stock's GF Value™ is MXN812.72, compared to a current price of MXN843.00 — trading 3.7% above its estimated fair value. The current PB Ratio is 0.98, which is 14% below median its 10-year median of 1.14 and 10.1% below the Banks industry median of 1.09. Truist Financial's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Truist Financial (MEX:TFC), the current PB Ratio is 0.98 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truist Financial (MEX:TFC) Overvalued in 2026?
Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued.
The current stock price of MXN843.00 is trading 3.7% above its estimated GF Value™ of MXN812.72.
Key valuation signals for MEX:TFC:
PB Ratio: 0.98 (14% below median its 10-year median of 1.14)
GF Value™: MXN812.72 vs. price of MXN843.00 (3.7% above fair value)
Industry Position: 10.1% below the Banks median (#721 of 1516)
No single metric tells the full story. See the MEX:TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
60GF Score
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