Bank of AmericaMIL:1BAC +1.55%52 PB Ratio is 1.54 as of Jun. 26, 2026, which is 34% above its 10-year median of 1.15. GuruFocus rates MIL:1BAC with a GF Score™ of 52/100 and a GF Value™ of €42.18 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Bank of America ranks worse than 78.3% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Bank of America's share price is €51.64. Bank of America's Book Value per Share for the quarter that ended in Mar. 2026 was €33.45. Hence, Bank of America's PB Ratio of today is 1.54.
Warning Sign:
Bank of America Corp stock PB Ratio (=1.51) is close to 10-year high of 1.62.
The historical rank and industry rank for Bank of America's PB Ratio or its related term are showing as below:
MIL:1BAC'
s PB Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.15 Max: 1.62
Current: 1.51
During the past 13 years, Bank of America's highest PB Ratio was 1.62. The lowest was 0.55. And the median was 1.15.
MIL:1BAC's PB Ratio is ranked worse than 78.3% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs MIL:1BAC: 1.51
During the past 12 months, Bank of America's average Book Value Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank of America was 50.10% per year. The lowest was -21.80% per year. And the median was 4.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bank of America PB Ratio Related Terms
Bank of America PB Ratio Historical Data
* Premium members only.
The historical data trend for Bank of America's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of America's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of America PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of America's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank of America's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Bank of America's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank of America (MIL:1BAC) has a PB Ratio of 1.54 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of America and its competitors. This is 34% above median its historical median of 1.15. Over the past decade, Bank of America's PB Ratio has ranged from 0.55 to 1.62. According to the industry distribution chart, Bank of America ranks #1187 out of 1516 companies in the Banks industry, placing it in the top 78.3%.
Is Bank of America's PB Ratio too high?
Bank of America's current PB Ratio of 1.54 is 34% above median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.62. The Banks industry median PB Ratio is 1.09. Bank of America's value of 1.54 is 41.3% above this industry median. Based on the distribution chart, Bank of America ranks #1187 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of America has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of America's PB Ratio compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #1187 out of 1516 companies for PB Ratio. This places Bank of America in the lower half of its industry. The industry median PB Ratio is 1.09. Bank of America's value of 1.54 is 41.3% above this benchmark. Historically, Bank of America's own PB Ratio has ranged from 0.55 to 1.62 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 1.09, Bank of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current PB Ratio of 1.54 is 41.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of America and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current PB Ratio is 1.54, which is 34% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Based on GuruFocus' analysis, Bank of America (MIL:1BAC) is currently considered Modestly Overvalued. The stock's GF Value™ is €42.18, compared to a current price of €51.64 — trading 22.4% above its estimated fair value. The current PB Ratio is 1.54, which is 34% above median its 10-year median of 1.15 and 41.3% above the Banks industry median of 1.09. Bank of America's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank of America (MIL:1BAC), the current PB Ratio is 1.54 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of America (MIL:1BAC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of America stock appears to be overvalued.
The current stock price of €51.64 is trading 22.4% above its estimated GF Value™ of €42.18.
GuruFocus considers Bank of America to be Modestly Overvalued.
Key valuation signals for MIL:1BAC:
PB Ratio: 1.54 (34% above median its 10-year median of 1.15)
GF Value™: €42.18 vs. price of €51.64 (22.4% above fair value)
Industry Position: 41.3% above the Banks median (#1187 of 1516)
No single metric tells the full story. See the MIL:1BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
52GF Score
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