MIL:1SEBA'
s PB Ratio Range Over the Past 10 Years
Min: 0.88 Med: 1.38 Max: 1.76
Current: 1.75
During the past 13 years, Skandinaviska Enskilda Banken AB's highest PB Ratio was 1.76. The lowest was 0.88. And the median was 1.38.
MIL:1SEBA's PB Ratio is ranked worse than 84.9% of 1517
companies
in the Banks industry
Industry Median: 1.1
vs MIL:1SEBA: 1.75
During the past 12 months, Skandinaviska Enskilda Banken AB's average Book Value Per Share Growth Rate was -6.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Skandinaviska Enskilda Banken AB was 41.10% per year. The lowest was -12.80% per year. And the median was 6.90% per year.
Back to Basics: PB Ratio
Skandinaviska Enskilda Banken AB (MIL:1SEBA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Skandinaviska Enskilda Banken AB PB Ratio Related Terms
Skandinaviska Enskilda Banken AB PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Skandinaviska Enskilda Banken AB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skandinaviska Enskilda Banken AB PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Skandinaviska Enskilda Banken AB's PB Ratio distribution charts can be found below:
* The bar in red indicates where Skandinaviska Enskilda Banken AB's PB Ratio falls into.
Skandinaviska Enskilda Banken AB PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Skandinaviska Enskilda Banken AB (MIL:1SEBA) has a PB Ratio of 1.61 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skandinaviska Enskilda Banken AB and its competitors. This is 17% above median its historical median of 1.38. Over the past decade, Skandinaviska Enskilda Banken AB's PB Ratio has ranged from 0.88 to 1.76. According to the industry distribution chart, Skandinaviska Enskilda Banken AB ranks #1288 out of 1517 companies in the Banks industry, placing it in the top 84.9%.
Is Skandinaviska Enskilda Banken AB's PB Ratio too high?
Skandinaviska Enskilda Banken AB's current PB Ratio of 1.61 is 17% above median its 10-year median of 1.38. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 1.76. The Banks industry median PB Ratio is 1.10. Skandinaviska Enskilda Banken AB's value of 1.61 is 46.4% above this industry median. Based on the distribution chart, Skandinaviska Enskilda Banken AB ranks #1288 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Skandinaviska Enskilda Banken AB has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Skandinaviska Enskilda Banken AB's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Skandinaviska Enskilda Banken AB ranks #1288 out of 1517 companies for PB Ratio. This places Skandinaviska Enskilda Banken AB in the lower half of its industry. The industry median PB Ratio is 1.10. Skandinaviska Enskilda Banken AB's value of 1.61 is 46.4% above this benchmark. Historically, Skandinaviska Enskilda Banken AB's own PB Ratio has ranged from 0.88 to 1.76 over the past decade. While the company's 10-year median is 1.38 vs. the industry median of 1.10, Skandinaviska Enskilda Banken AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skandinaviska Enskilda Banken AB's current PB Ratio of 1.61 is 46.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Skandinaviska Enskilda Banken AB and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skandinaviska Enskilda Banken AB's current PB Ratio is 1.61, which is 17% above median its own 10-year median of 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skandinaviska Enskilda Banken AB stock overvalued right now?
Skandinaviska Enskilda Banken AB (MIL:1SEBA) has a current PB Ratio of 1.61. The stock's GF Value™ is €12.98, compared to a current price of €16.48 — trading 26.9% above its estimated fair value. The current PB Ratio is 1.61, which is 17% above median its 10-year median of 1.38 and 46.4% above the Banks industry median of 1.10. Skandinaviska Enskilda Banken AB's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Skandinaviska Enskilda Banken AB (MIL:1SEBA), the current PB Ratio is 1.61 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skandinaviska Enskilda Banken AB (MIL:1SEBA) Overvalued in 2026?
Based on GuruFocus' analysis, Skandinaviska Enskilda Banken AB stock appears to be overvalued.
The current stock price of €16.48 is trading 26.9% above its estimated GF Value™ of €12.98.
Key valuation signals for MIL:1SEBA:
PB Ratio: 1.61 (17% above median its 10-year median of 1.38)
GF Value™: €12.98 vs. price of €16.48 (26.9% above fair value)
Industry Position: 46.4% above the Banks median (#1288 of 1517)
No single metric tells the full story. See the MIL:1SEBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skandinaviska Enskilda Banken AB Business Description
Skandinaviska Enskilda Banken is a Swedish universal bank with a strong focus on the corporate lending sector. The bank operates in the Nordics, the Baltics, Germany, and the United Kingdom but derives the majority of its operating profits from Sweden. SEB specializes in corporate lending, particularly to large corporations. Additionally, it serves large midcorporate and multinational companies, financial institutions, and small and medium-size enterprises. It also serves about 4 million private customers in Sweden and the Baltics. The bank offers asset management, life insurance, and private banking services to its clients.
69GF Score
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