Nishi-Nippon Financial Holdings Inc stock PB Ratio (=0.95) is close to 10-year high of 1.04.
The historical rank and industry rank for Nishi-Nippon Financial Holdings's PB Ratio or its related term are showing as below:
NHHPF'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.3 Max: 1.04
Current: 0.95
During the past 10 years, Nishi-Nippon Financial Holdings's highest PB Ratio was 1.04. The lowest was 0.15. And the median was 0.30.
NHHPF's PB Ratio is ranked better than 63.07% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs NHHPF: 0.95
During the past 12 months, Nishi-Nippon Financial Holdings's average Book Value Per Share Growth Rate was 12.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Nishi-Nippon Financial Holdings was 5.80% per year. The lowest was 2.30% per year. And the median was 3.10% per year.
Back to Basics: PB Ratio
Nishi-Nippon Financial Holdings (OTCPK:NHHPF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Nishi-Nippon Financial Holdings PB Ratio Related Terms
Nishi-Nippon Financial Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nishi-Nippon Financial Holdings PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Nishi-Nippon Financial Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nishi-Nippon Financial Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Nishi-Nippon Financial Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Nishi-Nippon Financial Holdings's PB Ratio falls into.
Nishi-Nippon Financial Holdings PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Nishi-Nippon Financial Holdings (NHHPF) has a PB Ratio of 0.24 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nishi-Nippon Financial Holdings and its competitors. This is 20% below median its historical median of 0.30. Over the past decade, Nishi-Nippon Financial Holdings' PB Ratio has ranged from 0.15 to 1.04. According to the industry distribution chart, Nishi-Nippon Financial Holdings ranks #561 out of 1519 companies in the Banks industry, placing it in the top 36.9%.
Is Nishi-Nippon Financial Holdings' PB Ratio too high?
Nishi-Nippon Financial Holdings' current PB Ratio of 0.24 is 20% below median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.04. The Banks industry median PB Ratio is 1.09. Nishi-Nippon Financial Holdings' value of 0.24 is 78% below this industry median. Based on the distribution chart, Nishi-Nippon Financial Holdings ranks #561 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Nishi-Nippon Financial Holdings has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Nishi-Nippon Financial Holdings' PB Ratio compare to competitors?
According to the Banks industry distribution chart, Nishi-Nippon Financial Holdings ranks #561 out of 1519 companies for PB Ratio. This puts Nishi-Nippon Financial Holdings in the upper half of its industry. The industry median PB Ratio is 1.09. Nishi-Nippon Financial Holdings' value of 0.24 is 78% below this benchmark. Historically, Nishi-Nippon Financial Holdings' own PB Ratio has ranged from 0.15 to 1.04 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 1.09, Nishi-Nippon Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nishi-Nippon Financial Holdings's current PB Ratio of 0.24 is 78% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nishi-Nippon Financial Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nishi-Nippon Financial Holdings's current PB Ratio is 0.24, which is 20% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nishi-Nippon Financial Holdings stock overvalued right now?
Nishi-Nippon Financial Holdings (NHHPF) has a current PB Ratio of 0.24. The stock's GF Value™ is $3,790.16, compared to a current price of $6.65 — trading 99.8% below its estimated fair value. The current PB Ratio is 0.24, which is 20% below median its 10-year median of 0.30 and 78% below the Banks industry median of 1.09. Nishi-Nippon Financial Holdings' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Nishi-Nippon Financial Holdings (NHHPF), the current PB Ratio is 0.24 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nishi-Nippon Financial Holdings (NHHPF) Overvalued in 2026?
Based on GuruFocus' analysis, Nishi-Nippon Financial Holdings stock appears to be undervalued.
The current stock price of $6.65 is trading 99.8% below its estimated GF Value™ of $3,790.16.
Key valuation signals for NHHPF:
PB Ratio: 0.24 (20% below median its 10-year median of 0.30)
GF Value™: $3,790.16 vs. price of $6.65 (99.8% below fair value)
Industry Position: 78% below the Banks median (#561 of 1519)
No single metric tells the full story. See the NHHPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nishi-Nippon Financial Holdings Business Description
Nishi-Nippon Financial Holdings Inc is a bank holding company. The company, through its holding, offers banking products and services. The Banking segment offers a broad range of financial services, including deposits, loans, securities investment, domestic and foreign exchange, and the sale of investment trust and insurance products.
58GF Score
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