BHI HoldingsPHS:BH 52 PB Ratio is 3.43 as of Jun. 27, 2026, which is 27% below its 10-year median of 4.69. GuruFocus rates PHS:BH with a GF Score™ of 52/100 and a GF Value™ of ₱627.85 (Fairly Valued). The stock has 2 warning signs investors should review. Among 472 Diversified Financial Services companies, BHI Holdings ranks worse than 84.32% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), BHI Holdings's share price is ₱680.00. BHI Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was ₱198.50. Hence, BHI Holdings's PB Ratio of today is 3.43.
Good Sign:
BHI Holdings Inc stock PB Ratio (=3.43) is close to 10-year low of 3.34.
The historical rank and industry rank for BHI Holdings's PB Ratio or its related term are showing as below:
PHS:BH'
s PB Ratio Range Over the Past 10 Years
Min: 3.34 Med: 4.69 Max: 10.14
Current: 3.43
During the past 13 years, BHI Holdings's highest PB Ratio was 10.14. The lowest was 3.34. And the median was 4.69.
PHS:BH's PB Ratio is ranked worse than 84.32% of 472
companies
in the Diversified Financial Services industry
Industry Median: 1.385
vs PHS:BH: 3.43
During the past 3 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BHI Holdings was 2.20% per year. The lowest was -0.70% per year. And the median was 0.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
BHI Holdings PB Ratio Related Terms
BHI Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for BHI Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Shell Companies subindustry, BHI Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BHI Holdings PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, BHI Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where BHI Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
BHI Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
BHI Holdings (PHS:BH) has a PB Ratio of 3.43 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BHI Holdings and its competitors. This is 27% below median its historical median of 4.69. Over the past decade, BHI Holdings' PB Ratio has ranged from 3.34 to 10.14. According to the industry distribution chart, BHI Holdings ranks #398 out of 472 companies in the Diversified Financial Services industry, placing it in the top 84.3%.
Is BHI Holdings' PB Ratio too high?
BHI Holdings' current PB Ratio of 3.43 is 27% below median its 10-year median of 4.69. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 10.14. The Diversified Financial Services industry median PB Ratio is 1.39. BHI Holdings' value of 3.43 is 147.7% above this industry median. Based on the distribution chart, BHI Holdings ranks #398 out of 472 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, BHI Holdings has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BHI Holdings' PB Ratio compare to XXI and DMII?
According to the Diversified Financial Services industry distribution chart, BHI Holdings ranks #398 out of 472 companies for PB Ratio. This places BHI Holdings in the lower half of its industry. The industry median PB Ratio is 1.39. BHI Holdings' value of 3.43 is 147.7% above this benchmark. Historically, BHI Holdings' own PB Ratio has ranged from 3.34 to 10.14 over the past decade. While the company's 10-year median is 4.69 vs. the industry median of 1.39, BHI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BHI Holdings's current PB Ratio of 3.43 is 147.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BHI Holdings and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BHI Holdings's current PB Ratio is 3.43, which is 27% below median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BHI Holdings stock overvalued right now?
Based on GuruFocus' analysis, BHI Holdings (PHS:BH) is currently considered Fairly Valued. The stock's GF Value™ is ₱627.85, compared to a current price of ₱680.00 — trading 8.3% above its estimated fair value. The current PB Ratio is 3.43, which is 27% below median its 10-year median of 4.69 and 147.7% above the Diversified Financial Services industry median of 1.39. BHI Holdings' overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BHI Holdings (PHS:BH), the current PB Ratio is 3.43 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BHI Holdings (PHS:BH) Overvalued in 2026?
Based on GuruFocus' analysis, BHI Holdings stock appears to be overvalued.
The current stock price of ₱680.00 is trading 8.3% above its estimated GF Value™ of ₱627.85.
GuruFocus considers BHI Holdings to be Fairly Valued.
Key valuation signals for PHS:BH:
PB Ratio: 3.43 (27% below median its 10-year median of 4.69)
GF Value™: ₱627.85 vs. price of ₱680.00 (8.3% above fair value)
Industry Position: 147.7% above the Diversified Financial Services median (#398 of 472)
No single metric tells the full story. See the PHS:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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