Pihlajalinna Oyj (STU:38P) PB Ratio: 1.41 (As of Jul. 07, 2026) — 31% Below Median


STU:38P Pihlajalinna Oyj STU:38P
71 GF Score
Price €10.36
GF Value €9.04
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Pihlajalinna Oyj PB Ratio?

Pihlajalinna Oyj STU:38P -4.25% 71 PB Ratio is 1.41 as of Jul. 07, 2026, which is 31% below its 10-year median of 2.05. GuruFocus rates STU:38P with a GF Score™ of 71/100 and a GF Value™ of €9.04 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 607 Healthcare Providers & Services companies, Pihlajalinna Oyj ranks better than 65.07% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-07), Pihlajalinna Oyj's share price is €10.36. Pihlajalinna Oyj's Book Value per Share for the quarter that ended in Mar. 2026 was €7.36. Hence, Pihlajalinna Oyj's PB Ratio of today is 1.41.

Good Sign:

Pihlajalinna Oyj stock PB Ratio (=1.48) is close to 1-year low of 1.41.

The historical rank and industry rank for Pihlajalinna Oyj's PB Ratio or its related term are showing as below:

STU:38P' s PB Ratio Range Over the Past 10 Years
Min: 1.01   Med: 2.05   Max: 3.88
Current: 1.42

During the past 13 years, Pihlajalinna Oyj's highest PB Ratio was 3.88. The lowest was 1.01. And the median was 2.05.

STU:38P's PB Ratio is ranked better than
65.07% of 607 companies
in the Healthcare Providers & Services industry
Industry Median: 2.02 vs STU:38P: 1.42

During the past 12 months, Pihlajalinna Oyj's average Book Value Per Share Growth Rate was -7.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pihlajalinna Oyj was 91.00% per year. The lowest was -2.00% per year. And the median was 10.80% per year.

Back to Basics: PB Ratio


Pihlajalinna Oyj  (STU:38P) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pihlajalinna Oyj PB Ratio Related Terms


Pihlajalinna Oyj PB Ratio Historical Data

* Premium members only.

The historical data trend for Pihlajalinna Oyj's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pihlajalinna Oyj PB Ratio Chart

Pihlajalinna Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.34 1.53 1.07 1.37 1.67

Pihlajalinna Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 1.93 1.89 1.67 1.78

STU:38P vs HCA, THC, DVA: PB Ratio Comparison

For the Medical Care Facilities subindustry, Pihlajalinna Oyj's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pihlajalinna Oyj PB Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Pihlajalinna Oyj's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pihlajalinna Oyj's PB Ratio falls into.


STU:38P
71GF Score
Pihlajalinna Oyj STU:38P
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pihlajalinna Oyj PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pihlajalinna Oyj's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=10.36/7.362
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.41 mean?
Pihlajalinna Oyj (STU:38P) has a PB Ratio of 1.41 as of Jul. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pihlajalinna Oyj and its competitors. This is 31% below median its historical median of 2.05. Over the past decade, Pihlajalinna Oyj's PB Ratio has ranged from 1.01 to 3.88. According to the industry distribution chart, Pihlajalinna Oyj ranks #212 out of 607 companies in the Healthcare Providers & Services industry, placing it in the top 34.9%.
Is Pihlajalinna Oyj's PB Ratio too high?
Pihlajalinna Oyj's current PB Ratio of 1.41 is 31% below median its 10-year median of 2.05. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 3.88. The Healthcare Providers & Services industry median PB Ratio is 2.02. Pihlajalinna Oyj's value of 1.41 is 30.2% below this industry median. Based on the distribution chart, Pihlajalinna Oyj ranks #212 out of 607 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Pihlajalinna Oyj has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pihlajalinna Oyj's PB Ratio compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Pihlajalinna Oyj ranks #212 out of 607 companies for PB Ratio. This puts Pihlajalinna Oyj in the upper half of its industry. The industry median PB Ratio is 2.02. Pihlajalinna Oyj's value of 1.41 is 30.2% below this benchmark. Historically, Pihlajalinna Oyj's own PB Ratio has ranged from 1.01 to 3.88 over the past decade. While the company's 10-year median is 2.05 vs. the industry median of 2.02, Pihlajalinna Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Healthcare Providers & Services company?
The median PB Ratio among Healthcare Providers & Services companies is 2.02, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pihlajalinna Oyj's current PB Ratio of 1.41 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pihlajalinna Oyj and its competitors. For the Healthcare Providers & Services industry, the median PB Ratio is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pihlajalinna Oyj's current PB Ratio is 1.41, which is 31% below median its own 10-year median of 2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pihlajalinna Oyj stock overvalued right now?
Based on GuruFocus' analysis, Pihlajalinna Oyj (STU:38P) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.04, compared to a current price of €10.36 — trading 14.6% above its estimated fair value. The current PB Ratio is 1.41, which is 31% below median its 10-year median of 2.05 and 30.2% below the Healthcare Providers & Services industry median of 2.02. Pihlajalinna Oyj's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pihlajalinna Oyj (STU:38P), the current PB Ratio is 1.41 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pihlajalinna Oyj (STU:38P) Overvalued in 2026?

Based on GuruFocus' analysis, Pihlajalinna Oyj stock appears to be overvalued. The current stock price of €10.36 is trading 14.6% above its estimated GF Value™ of €9.04. GuruFocus considers Pihlajalinna Oyj to be Modestly Overvalued.

Key valuation signals for STU:38P:

  • PB Ratio: 1.41 (31% below median its 10-year median of 2.05)
  • GF Value™: €9.04 vs. price of €10.36 (14.6% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 30.2% below the Healthcare Providers & Services median (#212 of 607)

No single metric tells the full story. See the STU:38P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pihlajalinna Oyj Business Description

Other Exchanges 0R8H:UKPIHLIS:Finland
Address Kehrasaari B, Tampere, FIN, FI-33200
Pihlajalinna Oyj is a private social and healthcare service providers in Finland. It provides comprehensive, high-quality services through private clinics, hospitals, remote channels, occupational healthcare, and tailored social and healthcare solutions for the public sector. It has two reportable segments: Private Healthcare Services and Public Services. The Private Healthcare Services operating segment consists of private clinic, diagnostics, hospital, occupational healthcare, remote and fitness center services. The Public Services operating segment consists of social and healthcare services produced for the public sector, which include outsourcing and housing services, mainly remotely produced responsible doctor services, as well as a wide range of staffing and recruitment services.
71GF Score

Get the complete analysis for STU:38P

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.36
Price
€9.04
GF Value