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PT Bank KB Indonesia TbkSTU:5BB 49 PB Ratio is 0.25 as of Jul. 14, 2026, which is 70% below its 10-year median of 0.83. GuruFocus rates STU:5BB with a GF Score™ of 49/100. The stock has 3 warning signs investors should review. Among 1,520 Banks companies, PT Bank KB Indonesia Tbk ranks worse than 56.25% on this metric.
PT Bank KB Indonesia Tbk stock PB Ratio (=1.19) is close to 1-year low of 1.19.
The historical rank and industry rank for PT Bank KB Indonesia Tbk's PB Ratio or its related term are showing as below:
STU:5BB'
s PB Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.83 Max: 2.98
Current: 1.19
During the past 13 years, PT Bank KB Indonesia Tbk's highest PB Ratio was 2.98. The lowest was 0.12. And the median was 0.83.
STU:5BB's PB Ratio is ranked worse than 56.25% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs STU:5BB: 1.19
During the past 12 months, PT Bank KB Indonesia Tbk's average Book Value Per Share Growth Rate was -3.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -35.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -30.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -24.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank KB Indonesia Tbk was 26.50% per year. The lowest was -39.50% per year. And the median was 0.95% per year.
Back to Basics: PB Ratio
PT Bank KB Indonesia Tbk (STU:5BB) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank KB Indonesia Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank KB Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank KB Indonesia Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank KB Indonesia Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank KB Indonesia Tbk's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank KB Indonesia Tbk (STU:5BB) has a PB Ratio of 0.25 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank KB Indonesia Tbk and its competitors. This is 70% below median its historical median of 0.83. Over the past decade, PT Bank KB Indonesia Tbk's PB Ratio has ranged from 0.12 to 2.98. According to the industry distribution chart, PT Bank KB Indonesia Tbk ranks #855 out of 1520 companies in the Banks industry, placing it in the top 56.2%.
Is PT Bank KB Indonesia Tbk's PB Ratio too high?
PT Bank KB Indonesia Tbk's current PB Ratio of 0.25 is 70% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.98. The Banks industry median PB Ratio is 1.11. PT Bank KB Indonesia Tbk's value of 0.25 is 77.5% below this industry median. Based on the distribution chart, PT Bank KB Indonesia Tbk ranks #855 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank KB Indonesia Tbk has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank KB Indonesia Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank KB Indonesia Tbk ranks #855 out of 1520 companies for PB Ratio. This places PT Bank KB Indonesia Tbk in the lower half of its industry. The industry median PB Ratio is 1.11. PT Bank KB Indonesia Tbk's value of 0.25 is 77.5% below this benchmark. Historically, PT Bank KB Indonesia Tbk's own PB Ratio has ranged from 0.12 to 2.98 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 1.11, PT Bank KB Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank KB Indonesia Tbk's current PB Ratio of 0.25 is 77.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank KB Indonesia Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank KB Indonesia Tbk's current PB Ratio is 0.25, which is 70% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank KB Indonesia Tbk stock overvalued right now?
PT Bank KB Indonesia Tbk (STU:5BB) has a current PB Ratio of 0.25. The current PB Ratio is 0.25, which is 70% below median its 10-year median of 0.83 and 77.5% below the Banks industry median of 1.11. PT Bank KB Indonesia Tbk's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank KB Indonesia Tbk (STU:5BB), the current PB Ratio is 0.25 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Bank KB Indonesia Tbk is an Indonesian banking corporation. The company provides various banking services such as general time deposits, foreign currency deposits, sourcing funds from the public through savings schemes, demand deposits, and time deposits. Its operating segments include Conventional banking and Sharia. The company generates maximum revenue from the Conventional banking segment. Its sources of revenue mostly consist of interest income, fees, commissions, and other income.
49GF Score
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