Arco Vara AS (STU:AV1) PB Ratio: 0.58 (As of Jul. 14, 2026) — 32% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:AV1 Arco Vara AS STU:AV1
33 GF Score
Price €1.20
GF Value €0.64
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Arco Vara AS PB Ratio?

Arco Vara AS STU:AV1 -2.45% 33 PB Ratio is 0.58 as of Jul. 14, 2026, which is 32% below its 10-year median of 0.85. GuruFocus rates STU:AV1 with a GF Score™ of 33/100 and a GF Value™ of €0.64 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,715 Real Estate companies, Arco Vara AS ranks better than 61.92% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Arco Vara AS's share price is €1.195. Arco Vara AS's Book Value per Share for the quarter that ended in Mar. 2026 was €2.06. Hence, Arco Vara AS's PB Ratio of today is 0.58.

Good Sign:

Arco Vara AS stock PB Ratio (=0.65) is close to 10-year low of 0.59.

The historical rank and industry rank for Arco Vara AS's PB Ratio or its related term are showing as below:

STU:AV1' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.85   Max: 2.04
Current: 0.65

During the past 13 years, Arco Vara AS's highest PB Ratio was 2.04. The lowest was 0.59. And the median was 0.85.

STU:AV1's PB Ratio is ranked better than
61.92% of 1715 companies
in the Real Estate industry
Industry Median: 0.81 vs STU:AV1: 0.65

During the past 12 months, Arco Vara AS's average Book Value Per Share Growth Rate was 7.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Arco Vara AS was 112.60% per year. The lowest was -42.10% per year. And the median was 3.20% per year.

Back to Basics: PB Ratio


Arco Vara AS  (STU:AV1) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Arco Vara AS PB Ratio Related Terms


Arco Vara AS PB Ratio Historical Data

* Premium members only.

The historical data trend for Arco Vara AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arco Vara AS PB Ratio Chart

Arco Vara AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.46 0.98 0.79 0.69 0.74

Arco Vara AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.79 0.74 0.74 0.66

Arco Vara AS PB Ratio Competitor Comparison

For the Real Estate - Development subindustry, Arco Vara AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arco Vara AS PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Arco Vara AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where Arco Vara AS's PB Ratio falls into.


STU:AV1
33GF Score
Arco Vara AS STU:AV1
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arco Vara AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Arco Vara AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.195/2.06
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.58 mean?
Arco Vara AS (STU:AV1) has a PB Ratio of 0.58 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arco Vara AS and its competitors. This is 32% below median its historical median of 0.85. Over the past decade, Arco Vara AS's PB Ratio has ranged from 0.59 to 2.04. According to the industry distribution chart, Arco Vara AS ranks #653 out of 1715 companies in the Real Estate industry, placing it in the top 38.1%.
Is Arco Vara AS's PB Ratio too high?
Arco Vara AS's current PB Ratio of 0.58 is 32% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 2.04. The Real Estate industry median PB Ratio is 0.81. Arco Vara AS's value of 0.58 is 28.4% below this industry median. Based on the distribution chart, Arco Vara AS ranks #653 out of 1715 companies in the Real Estate industry, which is above the industry midpoint. Overall, Arco Vara AS has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arco Vara AS's PB Ratio compare to competitors?
According to the Real Estate industry distribution chart, Arco Vara AS ranks #653 out of 1715 companies for PB Ratio. This puts Arco Vara AS in the upper half of its industry. The industry median PB Ratio is 0.81. Arco Vara AS's value of 0.58 is 28.4% below this benchmark. Historically, Arco Vara AS's own PB Ratio has ranged from 0.59 to 2.04 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 0.81, Arco Vara AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Real Estate company?
The median PB Ratio among Real Estate companies is 0.81, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arco Vara AS's current PB Ratio of 0.58 is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arco Vara AS and its competitors. For the Real Estate industry, the median PB Ratio is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arco Vara AS's current PB Ratio is 0.58, which is 32% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arco Vara AS stock overvalued right now?
Based on GuruFocus' analysis, Arco Vara AS (STU:AV1) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.64, compared to a current price of €1.20 — trading 86.7% above its estimated fair value. The current PB Ratio is 0.58, which is 32% below median its 10-year median of 0.85 and 28.4% below the Real Estate industry median of 0.81. Arco Vara AS's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arco Vara AS (STU:AV1), the current PB Ratio is 0.58 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arco Vara AS (STU:AV1) Overvalued in 2026?

Based on GuruFocus' analysis, Arco Vara AS stock appears to be overvalued. The current stock price of €1.20 is trading 86.7% above its estimated GF Value™ of €0.64. GuruFocus considers Arco Vara AS to be Significantly Overvalued.

Key valuation signals for STU:AV1:

  • PB Ratio: 0.58 (32% below median its 10-year median of 0.85)
  • GF Value™: €0.64 vs. price of €1.20 (86.7% above fair value)
  • GF Score™: 33/100 with 8 warning signs
  • Industry Position: 28.4% below the Real Estate median (#653 of 1715)

No single metric tells the full story. See the STU:AV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arco Vara AS Business Description

Other Exchanges ARC1T:Estonia
Address Rotermanni street 10, Tallinn, EST, 10111
Arco Vara AS is a real estate group in the Baltic States. The group is engaged in real estate development and services related to real estate. The main activity of the group is the development of complete living environments and related commercial real estate. In the development of the living environment, the completed homes are sold to the final consumer. The focus of the group is on the development of residential real estate. The company operates in three main reportable segments are Bulgarian Development, Estonian Development, and Estonian Construction and generates key revenue from the Estonian Development segment.
33GF Score

Get the complete analysis for STU:AV1

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.20
Price
€0.64
GF Value