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Nuernberger Beteiligungs AG stock PB Ratio (=1.59) is close to 10-year high of 1.67.
The historical rank and industry rank for Nuernberger Beteiligungs AG's PB Ratio or its related term are showing as below:
STU:NBG6'
s PB Ratio Range Over the Past 10 Years
Min: 0.56 Med: 0.97 Max: 1.67
Current: 1.57
During the past 13 years, Nuernberger Beteiligungs AG's highest PB Ratio was 1.67. The lowest was 0.56. And the median was 0.97.
STU:NBG6's PB Ratio is ranked worse than 55.53% of 497
companies
in the Insurance industry
Industry Median: 1.39
vs STU:NBG6: 1.57
During the past 12 months, Nuernberger Beteiligungs AG's average Book Value Per Share Growth Rate was 4.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -2.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Nuernberger Beteiligungs AG was 9.50% per year. The lowest was -3.90% per year. And the median was 3.85% per year.
Back to Basics: PB Ratio
Nuernberger Beteiligungs AG (STU:NBG6) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Nuernberger Beteiligungs AG PB Ratio Related Terms
Nuernberger Beteiligungs AG PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Nuernberger Beteiligungs AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nuernberger Beteiligungs AG PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Nuernberger Beteiligungs AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Nuernberger Beteiligungs AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Nuernberger Beteiligungs AG (STU:NBG6) has a PB Ratio of 1.58 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nuernberger Beteiligungs AG and its competitors. This is 63% above median its historical median of 0.97. Over the past decade, Nuernberger Beteiligungs AG's PB Ratio has ranged from 0.56 to 1.67. According to the industry distribution chart, Nuernberger Beteiligungs AG ranks #276 out of 497 companies in the Insurance industry, placing it in the top 55.5%.
Is Nuernberger Beteiligungs AG's PB Ratio too high?
Nuernberger Beteiligungs AG's current PB Ratio of 1.58 is 63% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.67. The Insurance industry median PB Ratio is 1.39. Nuernberger Beteiligungs AG's value of 1.58 is 13.7% above this industry median. Based on the distribution chart, Nuernberger Beteiligungs AG ranks #276 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Nuernberger Beteiligungs AG has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Nuernberger Beteiligungs AG's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nuernberger Beteiligungs AG ranks #276 out of 497 companies for PB Ratio. This places Nuernberger Beteiligungs AG in the lower half of its industry. The industry median PB Ratio is 1.39. Nuernberger Beteiligungs AG's value of 1.58 is 13.7% above this benchmark. Historically, Nuernberger Beteiligungs AG's own PB Ratio has ranged from 0.56 to 1.67 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.39, Nuernberger Beteiligungs AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.39, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nuernberger Beteiligungs AG's current PB Ratio of 1.58 is 13.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Nuernberger Beteiligungs AG and its competitors. For the Insurance industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nuernberger Beteiligungs AG's current PB Ratio is 1.58, which is 63% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nuernberger Beteiligungs AG stock overvalued right now?
Nuernberger Beteiligungs AG (STU:NBG6) has a current PB Ratio of 1.58. The stock's GF Value™ is €67.99, compared to a current price of €119.50 — trading 75.8% above its estimated fair value. The current PB Ratio is 1.58, which is 63% above median its 10-year median of 0.97 and 13.7% above the Insurance industry median of 1.39. Nuernberger Beteiligungs AG's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Nuernberger Beteiligungs AG (STU:NBG6), the current PB Ratio is 1.58 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nuernberger Beteiligungs AG (STU:NBG6) Overvalued in 2026?
Based on GuruFocus' analysis, Nuernberger Beteiligungs AG stock appears to be overvalued.
The current stock price of €119.50 is trading 75.8% above its estimated GF Value™ of €67.99.
Key valuation signals for STU:NBG6:
PB Ratio: 1.58 (63% above median its 10-year median of 0.97)
GF Value™: €67.99 vs. price of €119.50 (75.8% above fair value)
Industry Position: 13.7% above the Insurance median (#276 of 497)
No single metric tells the full story. See the STU:NBG6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nuernberger Beteiligungs AG operates in the German financial services domain. Its prime focus is on offering insurance products that span the life, health, and property insurance products. The Life business area comprises of the company's subsidiaries engaged in the provision of life insurances, disability insurance, occupational pensions and various forms of risk insurance, and pension funds. The Health segment is concerned with the provision of health and supplementary insurance and the property insurance segment is responsible for the activities related to in property, casualty, accident insurance, as well as reinsurance. In addition, it provides banking services encompassing financial products, asset management, and investment services.
58GF Score
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