Camerit AG (STU:RTML) PB Ratio: 0.83 (As of Jul. 13, 2026) — 15% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:RTML Camerit AG STU:RTML
55 GF Score
Price €19.00
GF Value €111.87
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Camerit AG PB Ratio?

Camerit AG STU:RTML 55 PB Ratio is 0.83 as of Jul. 13, 2026, which is 15% above its 10-year median of 0.72. GuruFocus rates STU:RTML with a GF Score™ of 55/100 and a GF Value™ of €111.87 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,602 Asset Management companies, Camerit AG ranks better than 71.79% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), Camerit AG's share price is €19.00. Camerit AG's Book Value per Share for the quarter that ended in Dec. 2025 was €22.76. Hence, Camerit AG's PB Ratio of today is 0.83.

Warning Sign:

Camerit AG stock PB Ratio (=0.82) is close to 2-year high of 0.91.

The historical rank and industry rank for Camerit AG's PB Ratio or its related term are showing as below:

STU:RTML' s PB Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.72   Max: 3.94
Current: 0.82

During the past 13 years, Camerit AG's highest PB Ratio was 3.94. The lowest was 0.19. And the median was 0.72.

STU:RTML's PB Ratio is ranked better than
71.79% of 1602 companies
in the Asset Management industry
Industry Median: 0.96 vs STU:RTML: 0.82

During the past 3 years, the average Book Value Per Share Growth Rate was -31.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -22.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 21.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Camerit AG was 177.10% per year. The lowest was -65.70% per year. And the median was -16.00% per year.

Back to Basics: PB Ratio


Camerit AG  (STU:RTML) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Camerit AG PB Ratio Related Terms


Camerit AG PB Ratio Historical Data

* Premium members only.

The historical data trend for Camerit AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camerit AG PB Ratio Chart

Camerit AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.57 0.66 0.78 0.89

Camerit AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.96 0.78 0.88 0.89

STU:RTML vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Camerit AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camerit AG PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Camerit AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Camerit AG's PB Ratio falls into.


STU:RTML
55GF Score
Camerit AG STU:RTML
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camerit AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Camerit AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=19.00/22.76
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.83 mean?
Camerit AG (STU:RTML) has a PB Ratio of 0.83 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Camerit AG and its competitors. This is 15% above median its historical median of 0.72. Over the past decade, Camerit AG's PB Ratio has ranged from 0.19 to 3.94. According to the industry distribution chart, Camerit AG ranks #452 out of 1602 companies in the Asset Management industry, placing it in the top 28.2%.
Is Camerit AG's PB Ratio too high?
Camerit AG's current PB Ratio of 0.83 is 15% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 3.94. The Asset Management industry median PB Ratio is 0.96. Camerit AG's value of 0.83 is 13.5% below this industry median. Based on the distribution chart, Camerit AG ranks #452 out of 1602 companies in the Asset Management industry, which is above the industry midpoint. Overall, Camerit AG has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Camerit AG's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Camerit AG ranks #452 out of 1602 companies for PB Ratio. This puts Camerit AG in the upper half of its industry. The industry median PB Ratio is 0.96. Camerit AG's value of 0.83 is 13.5% below this benchmark. Historically, Camerit AG's own PB Ratio has ranged from 0.19 to 3.94 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.96, Camerit AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,602 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camerit AG's current PB Ratio of 0.83 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Camerit AG and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camerit AG's current PB Ratio is 0.83, which is 15% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camerit AG stock overvalued right now?
Based on GuruFocus' analysis, Camerit AG (STU:RTML) is currently considered Significantly Undervalued. The stock's GF Value™ is €111.87, compared to a current price of €19.00 — trading 83% below its estimated fair value. The current PB Ratio is 0.83, which is 15% above median its 10-year median of 0.72 and 13.5% below the Asset Management industry median of 0.96. Camerit AG's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Camerit AG (STU:RTML), the current PB Ratio is 0.83 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camerit AG (STU:RTML) Overvalued in 2026?

Based on GuruFocus' analysis, Camerit AG stock appears to be undervalued. The current stock price of €19.00 is trading 83% below its estimated GF Value™ of €111.87. GuruFocus considers Camerit AG to be Significantly Undervalued.

Key valuation signals for STU:RTML:

  • PB Ratio: 0.83 (15% above median its 10-year median of 0.72)
  • GF Value™: €111.87 vs. price of €19.00 (83% below fair value)
  • GF Score™: 55/100 with 2 warning signs
  • Industry Position: 13.5% below the Asset Management median (#452 of 1602)

No single metric tells the full story. See the STU:RTML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camerit AG Business Description

Other Exchanges RTML:Germany
Address Wendenstrasse 1A, Hamburg, SH, DEU, 20097
Camerit AG is engaged in the acquisition, sale, holding and management of investments in companies in Germany and abroad, in particular those that operate as capital management companies or provide services such as arranging financial investments or debt capital or arranging the conclusion of insurance contracts, or act as a personally liable partner, managing limited partner or trustee limited partner for companies, bringing them together under one management and holding and managing their own assets.
55GF Score

Get the complete analysis for STU:RTML

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.00
Price
€111.87
GF Value