The Tottori Bank (TSE:8383) PB Ratio: 0.29 (As of Jul. 18, 2026) — 12% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8383 The Tottori Bank Ltd TSE:8383
65 GF Score
Price 円1,595.00
GF Value 円1,496.88
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is The Tottori Bank PB Ratio?

The Tottori Bank TSE:8383 -3.57% 65 PB Ratio is 0.29 as of Jul. 18, 2026, which is 12% above its 10-year median of 0.26. GuruFocus rates TSE:8383 with a GF Score™ of 65/100 and a GF Value™ of 円1,496.88 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,517 Banks companies, The Tottori Bank ranks better than 96.11% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), The Tottori Bank's share price is 円1595.00. The Tottori Bank's Book Value per Share for the quarter that ended in Mar. 2026 was 円5,430.07. Hence, The Tottori Bank's PB Ratio of today is 0.29.

The historical rank and industry rank for The Tottori Bank's PB Ratio or its related term are showing as below:

TSE:8383' s PB Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.26   Max: 0.39
Current: 0.29

During the past 13 years, The Tottori Bank's highest PB Ratio was 0.39. The lowest was 0.19. And the median was 0.26.

TSE:8383's PB Ratio is ranked better than
96.11% of 1517 companies
in the Banks industry
Industry Median: 1.12 vs TSE:8383: 0.29

During the past 12 months, The Tottori Bank's average Book Value Per Share Growth Rate was 5.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -0.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The Tottori Bank was 13.80% per year. The lowest was -1.50% per year. And the median was 1.25% per year.

Back to Basics: PB Ratio


The Tottori Bank  (TSE:8383) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


The Tottori Bank PB Ratio Related Terms


The Tottori Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for The Tottori Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Tottori Bank PB Ratio Chart

The Tottori Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.22 0.28 0.25 0.30

The Tottori Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.25 0.25 0.26 0.30

The Tottori Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, The Tottori Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Tottori Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Tottori Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where The Tottori Bank's PB Ratio falls into.


TSE:8383
65GF Score
The Tottori Bank Ltd TSE:8383
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Tottori Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

The Tottori Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1595.00/5430.067
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.29 mean?
The Tottori Bank (TSE:8383) has a PB Ratio of 0.29 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Tottori Bank and its competitors. This is 12% above median its historical median of 0.26. Over the past decade, The Tottori Bank's PB Ratio has ranged from 0.19 to 0.39. According to the industry distribution chart, The Tottori Bank ranks #59 out of 1517 companies in the Banks industry, placing it in the top 3.9%.
Is The Tottori Bank's PB Ratio too high?
The Tottori Bank's current PB Ratio of 0.29 is 12% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.39. The Banks industry median PB Ratio is 1.12. The Tottori Bank's value of 0.29 is 74.1% below this industry median. Based on the distribution chart, The Tottori Bank ranks #59 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Tottori Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Tottori Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, The Tottori Bank ranks #59 out of 1517 companies for PB Ratio. This places The Tottori Bank in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. The Tottori Bank's value of 0.29 is 74.1% below this benchmark. Historically, The Tottori Bank's own PB Ratio has ranged from 0.19 to 0.39 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 1.12, The Tottori Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Tottori Bank's current PB Ratio of 0.29 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Tottori Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Tottori Bank's current PB Ratio is 0.29, which is 12% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Tottori Bank stock overvalued right now?
Based on GuruFocus' analysis, The Tottori Bank (TSE:8383) is currently considered Fairly Valued. The stock's GF Value™ is 円1,496.88, compared to a current price of 円1,595.00 — trading 6.6% above its estimated fair value. The current PB Ratio is 0.29, which is 12% above median its 10-year median of 0.26 and 74.1% below the Banks industry median of 1.12. The Tottori Bank's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The Tottori Bank (TSE:8383), the current PB Ratio is 0.29 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Tottori Bank (TSE:8383) Overvalued in 2026?

Based on GuruFocus' analysis, The Tottori Bank stock appears to be overvalued. The current stock price of 円1,595.00 is trading 6.6% above its estimated GF Value™ of 円1,496.88. GuruFocus considers The Tottori Bank to be Fairly Valued.

Key valuation signals for TSE:8383:

  • PB Ratio: 0.29 (12% above median its 10-year median of 0.26)
  • GF Value™: 円1,496.88 vs. price of 円1,595.00 (6.6% above fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 74.1% below the Banks median (#59 of 1517)

No single metric tells the full story. See the TSE:8383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Tottori Bank Business Description

Address 171 Eiraku-Onsencho, Tottori, JPN, 680-8686
The Tottori Bank Ltd is a Japan-based bank mainly engaged in the banking business. The bank offers the general account, and ordinary, savings, funded time, periodical, property and tax reserve deposit, foreign currency accounts. In addition, it also advances card, and business loans, as well as loan-related services. Further, it also provides automated teller machine special interest time deposit, foreign exchange services, individual annuity, medical, life, periodic, cancer, and revenue protection insurance services.
65GF Score

Get the complete analysis for TSE:8383

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,595.00
Price
円1,496.88
GF Value