Sever Holding AD (XBUL:SEVH) PB Ratio: 0.91 (As of Aug. 12, 2026) — 48% Below Median

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XBUL:SEVH Sever Holding AD XBUL:SEVH
39 GF Score
Price €2.34
GF Value €4.18
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Sever Holding AD PB Ratio?

Sever Holding AD XBUL:SEVH 39 PB Ratio is 0.91 as of Aug. 12, 2026, which is 48% below its 10-year median of 1.74. GuruFocus rates XBUL:SEVH with a GF Score™ of 39/100 and a GF Value™ of €4.18 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,597 Asset Management companies, Sever Holding AD ranks better than 60.86% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-12), Sever Holding AD's share price is €2.34. Sever Holding AD's Book Value per Share for the quarter that ended in Dec. 2025 was €2.58. Hence, Sever Holding AD's PB Ratio of today is 0.91.

Good Sign:

Sever Holding AD stock PB Ratio (=0.91) is close to 5-year low of 0.91.

The historical rank and industry rank for Sever Holding AD's PB Ratio or its related term are showing as below:

XBUL:SEVH' s PB Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.74   Max: 3.32
Current: 0.91

During the past 5 years, Sever Holding AD's highest PB Ratio was 3.32. The lowest was 0.91. And the median was 1.74.

XBUL:SEVH's PB Ratio is ranked better than
60.86% of 1597 companies
in the Asset Management industry
Industry Median: 0.95 vs XBUL:SEVH: 0.91

During the past 12 months, Sever Holding AD's average Book Value Per Share Growth Rate was 17.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Sever Holding AD was 9.80% per year. The lowest was 5.00% per year. And the median was 7.40% per year.

Back to Basics: PB Ratio


Sever Holding AD  (XBUL:SEVH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Sever Holding AD PB Ratio Related Terms


Sever Holding AD PB Ratio Historical Data

* Premium members only.

The historical data trend for Sever Holding AD's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sever Holding AD PB Ratio Chart

Sever Holding AD Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
1.79 1.74 1.61 1.73 1.55

Sever Holding AD Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only 1.61 0.00 1.73 2.55 1.55

XBUL:SEVH vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, Sever Holding AD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sever Holding AD PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Sever Holding AD's PB Ratio distribution charts can be found below:

* The bar in red indicates where Sever Holding AD's PB Ratio falls into.


XBUL:SEVH
39GF Score
Sever Holding AD XBUL:SEVH
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sever Holding AD PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Sever Holding AD's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=2.34/2.58
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.91 mean?
Sever Holding AD (XBUL:SEVH) has a PB Ratio of 0.91 as of Aug. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sever Holding AD and its competitors. This is 48% below median its historical median of 1.74. Over the past decade, Sever Holding AD's PB Ratio has ranged from 0.91 to 3.32. According to the industry distribution chart, Sever Holding AD ranks #625 out of 1597 companies in the Asset Management industry, placing it in the top 39.1%.
Is Sever Holding AD's PB Ratio too high?
Sever Holding AD's current PB Ratio of 0.91 is 48% below median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 3.32. The Asset Management industry median PB Ratio is 0.95. Sever Holding AD's value of 0.91 is 4.2% below this industry median. Based on the distribution chart, Sever Holding AD ranks #625 out of 1597 companies in the Asset Management industry, which is above the industry midpoint. Overall, Sever Holding AD has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sever Holding AD's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Sever Holding AD ranks #625 out of 1597 companies for PB Ratio. This puts Sever Holding AD in the upper half of its industry. The industry median PB Ratio is 0.95. Sever Holding AD's value of 0.91 is 4.2% below this benchmark. Historically, Sever Holding AD's own PB Ratio has ranged from 0.91 to 3.32 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 0.95, Sever Holding AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sever Holding AD's current PB Ratio of 0.91 is 4.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sever Holding AD and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sever Holding AD's current PB Ratio is 0.91, which is 48% below median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sever Holding AD stock overvalued right now?
Based on GuruFocus' analysis, Sever Holding AD (XBUL:SEVH) is currently considered Possible Value Trap. The stock's GF Value™ is €4.18, compared to a current price of €2.34 — trading 44% below its estimated fair value. The current PB Ratio is 0.91, which is 48% below median its 10-year median of 1.74 and 4.2% below the Asset Management industry median of 0.95. Sever Holding AD's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sever Holding AD (XBUL:SEVH), the current PB Ratio is 0.91 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sever Holding AD (XBUL:SEVH) Overvalued in 2026?

Based on GuruFocus' analysis, Sever Holding AD stock appears to be undervalued. The current stock price of €2.34 is trading 44% below its estimated GF Value™ of €4.18. GuruFocus considers Sever Holding AD to be Possible Value Trap.

Key valuation signals for XBUL:SEVH:

  • PB Ratio: 0.91 (48% below median its 10-year median of 1.74)
  • GF Value™: €4.18 vs. price of €2.34 (44% below fair value)
  • GF Score™: 39/100 with 6 warning signs
  • Industry Position: 4.2% below the Asset Management median (#625 of 1597)

No single metric tells the full story. See the XBUL:SEVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sever Holding AD Business Description

Address Tsar Asen Street I, No 5, 3rd Floor, Varna, BGR, 9000
Sever Holding AD main activity of the holding is related to the acquisition, management, evaluation and sale of participations in Bulgarian and foreign companies; acquisition, management and sale of bonds; acquisition, evaluation and sale of patents; and assignment of licenses for the use of patents to companies.
39GF Score

Get the complete analysis for XBUL:SEVH

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.34
Price
€4.18
GF Value