Vienna Insurance Group AG (STU:WSV2) PE Ratio: 9.95 (As of Jun. 25, 2026) — Near Median


STU:WSV2 Vienna Insurance Group AG STU:WSV2
73 GF Score
Price €64.30
GF Value €38.28
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Vienna Insurance Group AG PE Ratio?

Vienna Insurance Group AG STU:WSV2 -3.89% 73 PE Ratio is 9.95 as of Jun. 25, 2026, which is 5% above its 10-year median of 9.50. GuruFocus rates STU:WSV2 with a GF Score™ of 73/100 and a GF Value™ of €38.28 (Significantly Overvalued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Vienna Insurance Group AG's share price is €64.30. Vienna Insurance Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €6.46. Therefore, Vienna Insurance Group AG's PE Ratio for today is 9.95.

During the past 13 years, Vienna Insurance Group AG's highest PE Ratio was 14.94. The lowest was 5.95. And the median was 9.50.

Vienna Insurance Group AG's EPS (Diluted) for the six months ended in Dec. 2025 was €3.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €6.46.

As of today (2026-06-25), Vienna Insurance Group AG's share price is €64.30. Vienna Insurance Group AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €7.02. Therefore, Vienna Insurance Group AG's PE Ratio without NRI ratio for today is 9.16.

During the past 13 years, Vienna Insurance Group AG's highest PE Ratio without NRI was 13.58. The lowest was 4.46. And the median was 8.10.

Vienna Insurance Group AG's EPS without NRI for the six months ended in Dec. 2025 was €3.63. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €7.02.

During the past 12 months, Vienna Insurance Group AG's average EPS without NRI Growth Rate was 27.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 21.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was 20.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 11.90% per year.

During the past 13 years, Vienna Insurance Group AG's highest 3-Year average EPS without NRI Growth Rate was 28.30% per year. The lowest was -19.70% per year. And the median was 5.10% per year.

Vienna Insurance Group AG's EPS (Basic) for the six months ended in Dec. 2025 was €3.50. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €6.46.

Back to Basics: PE Ratio


Vienna Insurance Group AG  (STU:WSV2) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Vienna Insurance Group AG PE Ratio Related Terms


Vienna Insurance Group AG PE Ratio Historical Data

* Premium members only.

The historical data trend for Vienna Insurance Group AG's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vienna Insurance Group AG PE Ratio Chart

Vienna Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.47 6.16 6.15 6.28 10.40

Vienna Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.15 At Loss 6.28 At Loss 10.40

STU:WSV2 vs BRK.A, AIG, HIG: PE Ratio Comparison

For the Insurance - Diversified subindustry, Vienna Insurance Group AG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vienna Insurance Group AG PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's PE Ratio distribution charts can be found below:

* The bar in red indicates where Vienna Insurance Group AG's PE Ratio falls into.


STU:WSV2
73GF Score
Vienna Insurance Group AG STU:WSV2
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Vienna Insurance Group AG PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Vienna Insurance Group AG's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=64.30/6.460
=9.95

Vienna Insurance Group AG's Share Price of today is €64.30.
For company reported semi-annually, Vienna Insurance Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €6.46.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 9.95 mean?
Vienna Insurance Group AG (STU:WSV2) has a PE Ratio of 9.95 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Vienna Insurance Group AG and its competitors. This is near median its historical median of 9.50. Over the past decade, Vienna Insurance Group AG's PE Ratio has ranged from 5.95 to 14.94.
Is Vienna Insurance Group AG's PE Ratio too high?
Vienna Insurance Group AG's current PE Ratio of 9.95 is near median its 10-year median of 9.50. Over the past 10 years, this metric has ranged from a low of 5.95 to a high of 14.94. Overall, Vienna Insurance Group AG has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's PE Ratio compare to BRK.A and AIG?
Vienna Insurance Group AG's PE Ratio of 9.95 can be compared against companies in the Insurance industry. Historically, Vienna Insurance Group AG's own PE Ratio has ranged from 5.95 to 14.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Vienna Insurance Group AG and its competitors. Vienna Insurance Group AG's current PE Ratio is 9.95, which is near median its own 10-year median of 9.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (STU:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.28, compared to a current price of €64.30 — trading 68% above its estimated fair value. The current PE Ratio is 9.95, which is near median its 10-year median of 9.50. Vienna Insurance Group AG's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Vienna Insurance Group AG (STU:WSV2), the current PE Ratio is 9.95 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vienna Insurance Group AG (STU:WSV2) Overvalued in 2026?

Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued. The current stock price of €64.30 is trading 68% above its estimated GF Value™ of €38.28. GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.

Key valuation signals for STU:WSV2:

  • PE Ratio: 9.95 (near median its 10-year median of 9.50)
  • GF Value™: €38.28 vs. price of €64.30 (68% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the STU:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vienna Insurance Group AG Business Description

Address Schottenring 30, Vienna, AUT, 1010
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
73GF Score

Get the complete analysis for STU:WSV2

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.30
Price
€38.28
GF Value