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HBT Financial (HBT Financial) Pretax Margin % : 44.38% (As of Dec. 2023)


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What is HBT Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. HBT Financial's Pre-Tax Income for the three months ended in Dec. 2023 was $24.8 Mil. HBT Financial's Revenue for the three months ended in Dec. 2023 was $55.9 Mil. Therefore, HBT Financial's pretax margin for the quarter that ended in Dec. 2023 was 44.38%.

The historical rank and industry rank for HBT Financial's Pretax Margin % or its related term are showing as below:

HBT' s Pretax Margin % Range Over the Past 10 Years
Min: 32.98   Med: 40.09   Max: 48.33
Current: 43.37


HBT's Pretax Margin % is ranked better than
71.56% of 1459 companies
in the Banks industry
Industry Median: 32.77 vs HBT: 43.37

HBT Financial Pretax Margin % Historical Data

The historical data trend for HBT Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HBT Financial Pretax Margin % Chart

HBT Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial 44.00 32.98 48.33 42.44 39.24

HBT Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.47 42.85 46.35 44.38 39.56

Competitive Comparison of HBT Financial's Pretax Margin %

For the Banks - Regional subindustry, HBT Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HBT Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HBT Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where HBT Financial's Pretax Margin % falls into.



HBT Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

HBT Financial's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=88.581/225.716
=39.24 %

HBT Financial's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=24.789/55.858
=44.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HBT Financial  (NAS:HBT) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


HBT Financial Pretax Margin % Related Terms

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HBT Financial (HBT Financial) Business Description

Traded in Other Exchanges
N/A
Address
401 North Hershey Road, Bloomington, IL, USA, 61704
HBT Financial Inc provides a comprehensive suite of business, commercial, wealth management and retail banking products and services to individuals, businesses, and municipal entities throughout Central and Northeastern Illinois and Eastern Iowa. It operates through one reportable segment: community banking.
Executives
Patrick F Busch director, officer: EVP & Chief Lending Officer 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Roger A Baker director 401 NORTH HERSHEY ROAD, BLOOMINGTON IL 61704
Eric E Burwell director 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Linda J. Koch director 401 NORTH HERSHEY ROAD, BLOOMINGTON IL 61704
Peter Robert Chapman officer: EXECUTIVE VICE PRESIDENT C/O GREAT WESTERN BANCORP, INC., 100 NORTH PHILLIPS AVE., SIOUX FALLS SD 57104
Fred L Drake director, 10 percent owner, officer: Chief Executive Officer 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Diane H Lanier officer: EVP and Chief Retail Officer 401 N. HERSEY ROAD, BLOOMINGTON IL 61702
Gerald E Pfeiffer director 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
James Lance Carter director, officer: See Remarks 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Andrea E Zurkamer officer: SVP & Chief Risk Officer 401 N. HERSEY ROAD, BLOOMINGTON IL 61702
C. Alvin Bowman director 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Dale S Strassheim director 401 N. HERSHEY ROAD, BLOOMINGTON IL 61702
Matthew J Doherty officer: EVP & Chief Financial Officer 401 N. HERSEY ROAD, BLOOMINGTON IL 61702
Lawrence J Horvath officer: See Remarks 401 N. HERSEY ROAD, BLOOMINGTON IL 61702
Larry J Kallembach officer: See Remarks 401 N. HERSEY ROAD, BLOOMINGTON IL 61702