LM Funding AmericaLMFA +4.62%26 PS Ratio is 0.09 as of Jun. 30, 2026, which is 92% below its 10-year median of 1.15. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.51 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 759 Capital Markets companies, LM Funding America ranks better than 96.84% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, LM Funding America's share price is $0.1449.
LM Funding America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.54. Hence, LM Funding America's PS Ratio for today is 0.09.
Good Sign:
LM Funding America Inc stock PS Ratio (=0.09) is close to 10-year low of 0.09.
The historical rank and industry rank for LM Funding America's PS Ratio or its related term are showing as below:
LMFA'
s PS Ratio Range Over the Past 10 Years
Min: 0.09 Med: 1.15 Max: 8.71
Current: 0.09
During the past 13 years, LM Funding America's highest PS Ratio was 8.71. The lowest was 0.09. And the median was 1.15.
LMFA's PS Ratio is ranked better than 96.84% of 759
companies
in the Capital Markets industry
Industry Median: 4.18
vs LMFA: 0.09
LM Funding America Inc revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of LM Funding America was 3.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -29.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -26.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -47.80% per year.
During the past 13 years, LM Funding America's highest 3-Year average Revenue per Share Growth Rate was -11.00% per year. The lowest was -75.50% per year. And the median was -37.50% per year.
Back to Basics: PS Ratio
LM Funding America (NAS:LMFA) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
LM Funding America PS Ratio Related Terms
LM Funding America PS Ratio Historical Data
* Premium members only.
The historical data trend for LM Funding America's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, LM Funding America's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LM Funding America PS Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, LM Funding America's PS Ratio distribution charts can be found below:
* The bar in red indicates where LM Funding America's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
LM Funding America's Share Price of today is $0.1449. LM Funding America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.54.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
LM Funding America (LMFA) has a PS Ratio of 0.09 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LM Funding America and its competitors. This is 92% below median its historical median of 1.15. Over the past decade, LM Funding America's PS Ratio has ranged from 0.09 to 8.71. According to the industry distribution chart, LM Funding America ranks #24 out of 759 companies in the Capital Markets industry, placing it in the top 3.2%.
Is LM Funding America's PS Ratio too high?
LM Funding America's current PS Ratio of 0.09 is 92% below median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 8.71. The Capital Markets industry median PS Ratio is 4.18. LM Funding America's value of 0.09 is 97.8% below this industry median. Based on the distribution chart, LM Funding America ranks #24 out of 759 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's PS Ratio compare to IPST and MWAI?
According to the Capital Markets industry distribution chart, LM Funding America ranks #24 out of 759 companies for PS Ratio. This places LM Funding America in the top 3% of its industry — outperforming the majority of peers. The industry median PS Ratio is 4.18. LM Funding America's value of 0.09 is 97.8% below this benchmark. Historically, LM Funding America's own PS Ratio has ranged from 0.09 to 8.71 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 4.18, LM Funding America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Capital Markets company?
The median PS Ratio among Capital Markets companies is 4.18, based on 759 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LM Funding America's current PS Ratio of 0.09 is 97.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on LM Funding America and its competitors. For the Capital Markets industry, the median PS Ratio is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LM Funding America's current PS Ratio is 0.09, which is 92% below median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.14 — trading 71.6% below its estimated fair value. The current PS Ratio is 0.09, which is 92% below median its 10-year median of 1.15 and 97.8% below the Capital Markets industry median of 4.18. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For LM Funding America (LMFA), the current PS Ratio is 0.09 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LM Funding America (LMFA) Overvalued in 2026?
Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued.
The current stock price of $0.14 is trading 71.6% below its estimated GF Value™ of $0.51.
GuruFocus considers LM Funding America to be Possible Value Trap.
Key valuation signals for LMFA:
PS Ratio: 0.09 (92% below median its 10-year median of 1.15)
GF Value™: $0.51 vs. price of $0.14 (71.6% below fair value)
Industry Position: 97.8% below the Capital Markets median (#24 of 759)
No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
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