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Access Bank Botswana (BOT:ACCESS) Financial Strength : 3 (As of . 20)


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What is Access Bank Botswana Financial Strength?

Access Bank Botswana has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Access Bank Botswana Ltd displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

Access Bank Botswana did not have earnings to cover the interest expense. Altman Z-Score does not apply to banks and insurance companies.


Access Bank Botswana Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Access Bank Botswana's Interest Expense for the months ended in . 20 was BWP0.00 Mil. Its Operating Income for the months ended in . 20 was BWP0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was BWP0.00 Mil.

Access Bank Botswana's Interest Coverage for the quarter that ended in . 20 is

Access Bank Botswana had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Access Bank Botswana's Debt to Revenue Ratio for the quarter that ended in . 20 is

Debt to Revenue Ratio=Total Debt (Q: . 20 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=( + ) / 0
=N/A

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Access Bank Botswana  (BOT:ACCESS) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Access Bank Botswana has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Access Bank Botswana Financial Strength Related Terms

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Access Bank Botswana (BOT:ACCESS) Business Description

Comparable Companies
Traded in Other Exchanges
N/A
Address
Access House, Plot 62433, Fairgrounds Office Park, Gaborone, BWA
Access Bank Botswana Ltd provides corporate banking, retail, and investment banking services. Its retail banking division offers lending and transactional banking services to individuals. The Bank's Commercial Banking division provides investment solutions to corporates, financial institutions, government entities, and international organizations and Global Markets segment provides foreign exchange solutions to commercial clients, while supporting the branch network's retail foreign exchange service.