Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Access Bank Botswana has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Access Bank Botswana did not have earnings to cover the interest expense.
Altman Z-Score does not apply to banks and insurance companies.
Access Bank Botswana (BOT:ACCESS) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Access Bank Botswana has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.
Access Bank Botswana Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Bank Botswana (BOT:ACCESS) has a Financial Strength of 9 as of . 20. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Access Bank Botswana and its competitors. This is 125% above median its historical median of 4.00. Over the past decade, Access Bank Botswana's Financial Strength has ranged from 1.00 to 9.00.
Is Access Bank Botswana's Financial Strength too high?
Access Bank Botswana's current Financial Strength of 9 is 125% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Access Bank Botswana has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Access Bank Botswana's Financial Strength compare to ?
Access Bank Botswana's Financial Strength of 9 can be compared against companies in the Banks industry. Historically, Access Bank Botswana's own Financial Strength has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Access Bank Botswana and its competitors. Access Bank Botswana's current Financial Strength is 9, which is 125% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Bank Botswana stock overvalued right now?
Access Bank Botswana (BOT:ACCESS) has a current Financial Strength of 9. The current Financial Strength is 9, which is 125% above median its 10-year median of 4.00. Access Bank Botswana's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Access Bank Botswana (BOT:ACCESS), the current Financial Strength is 9 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Access Bank Botswana Ltd provides corporate banking, retail, and investment banking services. Its retail banking division offers lending and transactional banking services to individuals. The Bank's Commercial Banking division provides investment solutions to corporates, financial institutions, government entities, and international organizations and Global Markets segment provides foreign exchange solutions to commercial clients, while supporting the branch network's retail foreign exchange service.
44GF Score
Get the complete analysis for BOT:ACCESS
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOT:ACCESS has been successfully added to your 
