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Computer Services (Computer Services) Financial Strength : 7 (As of Aug. 2022)


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What is Computer Services Financial Strength?

Computer Services has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Computer Services's interest coverage with the available data. Computer Services's debt to revenue ratio for the quarter that ended in Aug. 2022 was 0.02. As of today, Computer Services's Altman Z-Score is 0.00.


Competitive Comparison of Computer Services's Financial Strength

For the Information Technology Services subindustry, Computer Services's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computer Services's Financial Strength Distribution in the Software Industry

For the Software industry and Technology sector, Computer Services's Financial Strength distribution charts can be found below:

* The bar in red indicates where Computer Services's Financial Strength falls into.



Computer Services Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Computer Services's Interest Expense for the months ended in Aug. 2022 was $0.0 Mil. Its Operating Income for the months ended in Aug. 2022 was $16.2 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Aug. 2022 was $3.4 Mil.

Computer Services's Interest Coverage for the quarter that ended in Aug. 2022 is

GuruFocus does not calculate Computer Services's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Computer Services's Debt to Revenue Ratio for the quarter that ended in Aug. 2022 is

Debt to Revenue Ratio=Total Debt (Q: Aug. 2022 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2.005 + 3.417) / 335.572
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Computer Services has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Computer Services  (OTCPK:CSVI) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Computer Services has the Financial Strength Rank of 7.


Computer Services Financial Strength Related Terms

Thank you for viewing the detailed overview of Computer Services's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


Computer Services (Computer Services) Business Description

Traded in Other Exchanges
N/A
Address
3901 Technology Drive, Paducah, KY, USA, 42001-5201
Computer Services Inc (CSI) is a customer service company that delivers technology solutions to banks, financial institutions, and other businesses nationwide. The company offers services related to bank and payment processing, cloud-based banking security, mobile and internet solutions, electronic distribution, regulatory compliance, and managed services. Its operating segment includes Enterprise Banking Group (EBG) and Business Solutions Group (BSG). The company generates maximum revenue from EBG segment.