NAS:FISV (USA) Also trade in: Austria Germany Mexico

Fiserv Inc

$ 90.81 -0.67 (-0.73%)
On watch
Volume: 2,304,573 Avg Vol (1m): 3,675,657
Market Cap $: 35.64 Bil Enterprise Value $: 41.06 Bil
P/E (TTM): 37.52 P/B: 15.14
Earnings Power Value 13.07
Net Current Asset Value -17.56
Tangible Book -13.6
Projected FCF 41.9
Median P/S Value 44.44
Graham Number 0
Peter Lynch Value 34.49
DCF (FCF Based) 61.75
DCF (Earnings Based) 53.24
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.08
Cash-To-Debt ranked lower than
92.64% of 625 companies
in the Business Services industry.
Industry Max: 10000, Med: 0.97, Min: -5244.17
FISV: 0.08
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.05, Med: 0.18, Max: 5.48
Current: 0.08
0.05
5.48
Equity-to-Asset 0.21
Equity-to-Asset ranked lower than
80.99% of 605 companies
in the Business Services industry.
Industry Max: 1, Med: 0.52, Min: -27
FISV: 0.21
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.18, Med: 0.28, Max: 0.43
Current: 0.21
0.18
0.43
Debt-to-Equity 2.45
Debt-to-Equity ranked lower than
89.03% of 465 companies
in the Business Services industry.
Industry Max: 42.31, Med: 0.43, Min: 0.01
FISV: 2.45
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.18, Med: 0.51, Max: 2.6
Current: 2.45
0.18
2.6
Debt-to-EBITDA 2.90
Debt-to-EBITDA ranked higher than
51.32% of 454 companies
in the Business Services industry.
Industry Max: 283.3, Med: 2.25, Min: 0.01
FISV: 2.9
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 2.3, Med: 2.55, Max: 2.9
Current: 2.9
2.3
2.9
Interest Coverage 7.31
Interest Coverage ranked lower than
67.45% of 556 companies
in the Business Services industry.
Industry Max: 91653.5, Med: 19.71, Min: 0.16
FISV: 7.31
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 4.3, Med: 6.95, Max: 8.87
Current: 7.31
4.3
8.87
Piotroski F-Score 5
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 4.67
DISTRESS
GREY
SAFE
Beneish M-Score -2.60
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 15.87%
WACC 6.61%

Profitability & Growth : 8/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 25.71
Operating Margin ranked higher than
93.84% of 617 companies
in the Business Services industry.
Industry Max: 5900, Med: 6.41, Min: -54300
FISV: 25.71
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 22.04, Med: 24.12, Max: 26.72
Current: 25.71
22.04
26.72
Net Margin % 16.81
Net Margin ranked higher than
95.48% of 619 companies
in the Business Services industry.
Industry Max: 19896.3, Med: 4.15, Min: -43600
FISV: 16.81
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 11, Med: 13.66, Max: 21.88
Current: 16.81
11
21.88
ROE % 37.55
ROE ranked higher than
96.48% of 597 companies
in the Business Services industry.
Industry Max: 3571.25, Med: 8.83, Min: -6953.32
FISV: 37.55
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 14.55, Med: 20.22, Max: 47.27
Current: 37.55
14.55
47.27
ROA % 9.15
ROA ranked higher than
90.30% of 629 companies
in the Business Services industry.
Industry Max: 51.2, Med: 3.69, Min: -448835.11
FISV: 9.15
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 5.38, Med: 7.42, Max: 12.44
Current: 9.15
5.38
12.44
ROC (Joel Greenblatt) % 375.32
ROC (Joel Greenblatt) ranked higher than
95.16% of 620 companies
in the Business Services industry.
Industry Max: 192979.45, Med: 22.23, Min: -1020642.86
FISV: 375.32
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 241.52, Med: 372.48, Max: 443.65
Current: 375.32
241.52
443.65
3-Year Total Revenue Growth Rate 3.50
3-Year Revenue Growth Rate ranked higher than
69.22% of 549 companies
in the Business Services industry.
Industry Max: 350.3, Med: 4.1, Min: -100
FISV: 8.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -12.3, Med: 11, Max: 31.7
Current: 8.4
-12.3
31.7
3-Year Total EBITDA Growth Rate 11.90
3-Year EBITDA Growth Rate ranked higher than
67.34% of 496 companies
in the Business Services industry.
Industry Max: 498.3, Med: 5.3, Min: -323.6
FISV: 17.3
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 14.7, Max: 31.5
Current: 17.3
0
31.5
3-Year EPS w/o NRI Growth Rate 24.30
3-Year EPS w/o NRI Growth Rate ranked higher than
75.35% of 434 companies
in the Business Services industry.
Industry Max: 405.6, Med: 9.5, Min: -324.8
FISV: 24.3
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 17.8, Max: 45.4
Current: 24.3
0
45.4

» FISV's 30-Y Financials

Financials (Next Earnings Date: 2019-07-31)

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Business Description

Industry Business Services » Business Services    NAICS : 561499    SIC : 7389
Compare NAS:PAYX NYSE:WP NYSE:FIS LSE:EXPN NYSE:FDC NYSE:GPN NAS:INFO NAS:VRSK NAS:CTAS NYSE:FLT TSE:4901 XSWX:SGSNE XPAR:SW NYSE:EFX NYSE:BR ASX:BXB NYSE:TRU NYSE:ROL XPAR:TEP LSE:ITRK
Traded in other countries FIV.Germany
Address 255 Fiserv Drive, Brookfield, WI, USA, 53045
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for U.S. banks and credit unions. It serves over 13,000 clients, with a focus on its legacy business with small and midsize banks.

Ratios

Current vs industry vs history
PE Ratio (TTM) 37.52
PE Ratio ranked lower than
51.30% of 499 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.72, Min: 0.03
FISV: 37.52
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 8.19, Med: 21.5, Max: 37.96
Current: 37.52
8.19
37.96
Forward PE Ratio 26.32
Forward P/E ranked lower than
76.38% of 127 companies
in the Business Services industry.
Industry Max: 49.75, Med: 19.16, Min: 3.73
FISV: 26.32
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 37.52
PE without NRI ranked lower than
53.20% of 500 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.11, Min: 0.03
FISV: 37.52
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 13.45, Med: 21.82, Max: 37.96
Current: 37.52
13.45
37.96
Price-to-Owner-Earnings 32.61
Price-to-Owner-Earnings ranked lower than
58.50% of 306 companies
in the Business Services industry.
Industry Max: 531.44, Med: 22.95, Min: 1.13
FISV: 32.61
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 6.1, Med: 16.88, Max: 32.99
Current: 32.61
6.1
32.99
PB Ratio 15.14
PB Ratio ranked lower than
93.13% of 597 companies
in the Business Services industry.
Industry Max: 710, Med: 2.31, Min: 0.06
FISV: 15.14
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1.73, Med: 4.19, Max: 15.31
Current: 15.14
1.73
15.31
PS Ratio 6.29
PS Ratio ranked lower than
87.67% of 600 companies
in the Business Services industry.
Industry Max: 1600, Med: 1.24, Min: 0.02
FISV: 6.29
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 1.03, Med: 3.08, Max: 6.37
Current: 6.29
1.03
6.37
Price-to-Free-Cash-Flow 31.49
Price-to-Free-Cash-Flow ranked lower than
66.30% of 273 companies
in the Business Services industry.
Industry Max: 2085, Med: 21.44, Min: 2.08
FISV: 31.49
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.25, Med: 19.09, Max: 34.22
Current: 31.49
4.25
34.22
Price-to-Operating-Cash-Flow 23.80
Price-to-Operating-Cash-Flow ranked lower than
74.12% of 340 companies
in the Business Services industry.
Industry Max: 3126.03, Med: 14.75, Min: 0.27
FISV: 23.8
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.69, Med: 14.32, Max: 24.14
Current: 23.8
3.69
24.14
EV-to-EBIT 28.18
EV-to-EBIT ranked lower than
61.40% of 500 companies
in the Business Services industry.
Industry Max: 1489.11, Med: 16.6, Min: 0.09
FISV: 28.18
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 7.1, Med: 16.4, Max: 28.8
Current: 28.18
7.1
28.8
EV-to-EBITDA 20.27
EV-to-EBITDA ranked lower than
63.88% of 526 companies
in the Business Services industry.
Industry Max: 1424.59, Med: 12.55, Min: 0.09
FISV: 20.27
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 5.3, Med: 12.1, Max: 20.7
Current: 20.27
5.3
20.7
EV-to-Revenue 6.98
EV-to-Revenue ranked lower than
88.74% of 604 companies
in the Business Services industry.
Industry Max: 23439, Med: 1.47, Min: 0.02
FISV: 6.98
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.7, Med: 3.75, Max: 7.1
Current: 6.98
1.7
7.1
PEG Ratio 2.57
PEG Ratio ranked higher than
55.65% of 239 companies
in the Business Services industry.
Industry Max: 343, Med: 2.1, Min: 0.04
FISV: 2.57
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 0.82, Med: 1.88, Max: 3.43
Current: 2.57
0.82
3.43
Shiller PE Ratio 53.22
Shiller PE Ratio ranked lower than
75.41% of 183 companies
in the Business Services industry.
Industry Max: 1709.42, Med: 29.53, Min: 0.19
FISV: 53.22
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 14.11, Med: 31.89, Max: 53.83
Current: 53.22
14.11
53.83
Current Ratio 1.07
Current Ratio ranked lower than
77.85% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.64, Min: 0.01
FISV: 1.07
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.14, Med: 1.1, Max: 6.19
Current: 1.07
0.14
6.19
Quick Ratio 1.07
Quick Ratio ranked lower than
70.52% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.49, Min: 0.01
FISV: 1.07
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.14, Med: 1.1, Max: 6.19
Current: 1.07
0.14
6.19
Days Sales Outstanding 64.75
Days Sales Outstanding ranked higher than
53.91% of 588 companies
in the Business Services industry.
Industry Max: 815.98, Med: 60.92, Min: 0.37
FISV: 64.75
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 49.6, Med: 56.81, Max: 65.75
Current: 64.75
49.6
65.75
Days Payable 11.51
Days Payable ranked lower than
86.67% of 525 companies
in the Business Services industry.
Industry Max: 967, Med: 46.52, Min: -0.7
FISV: 11.51
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 7.73, Med: 13.69, Max: 82.15
Current: 11.51
7.73
82.15

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate 4.60
3-Year Share Buyback Rate ranked higher than
98.02% of 405 companies
in the Business Services industry.
Industry Max: 63.2, Med: -1.8, Min: -337.1
FISV: 4.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -11.3, Med: 1.8, Max: 5.7
Current: 4.6
-11.3
5.7

Valuation & Return

Current vs industry vs history
Price-to-Projected-FCF 2.17
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
62.07% of 319 companies
in the Business Services industry.
Industry Max: 56.83, Med: 1.54, Min: 0.13
FISV: 2.17
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.67, Med: 1.46, Max: 2.94
Current: 2.17
0.67
2.94
Price-to-DCF (Earnings Based) 1.71
Price-to-Intrinsic-Value-DCF (Earnings Based) ranked higher than
66.67% of 66 companies
in the Business Services industry.
Industry Max: 6.97, Med: 1.53, Min: 0.19
FISV: 1.71
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
Price-to-Intrinsic-Value-DCF (Earnings Based) range over the past 10 years
Min: 0.71, Med: 1, Max: 1.77
Current: 1.71
0.71
1.77
Price-to-Median-PS-Value 2.04
Price-to-Median-PS-Value ranked lower than
87.65% of 510 companies
in the Business Services industry.
Industry Max: 147.09, Med: 1.08, Min: 0.01
FISV: 2.04
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.31, Med: 0.75, Max: 2.07
Current: 2.04
0.31
2.07
Price-to-Peter-Lynch-Fair-Value 2.63
Price-to-Peter-Lynch-Fair-Value ranked lower than
52.52% of 139 companies
in the Business Services industry.
Industry Max: 30.77, Med: 1.61, Min: 0.05
FISV: 2.63
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.67, Med: 1.58, Max: 3.36
Current: 2.63
0.67
3.36
Earnings Yield (Joel Greenblatt) % 3.56
Earnings Yield (Greenblatt) ranked higher than
50.80% of 624 companies
in the Business Services industry.
Industry Max: 1111.11, Med: 4.76, Min: -10000
FISV: 3.56
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 3.5, Med: 6.1, Max: 14.2
Current: 3.56
3.5
14.2
Forward Rate of Return (Yacktman) % 16.96
Forward Rate of Return ranked higher than
74.25% of 365 companies
in the Business Services industry.
Industry Max: 5453.81, Med: 8.6, Min: -52.24
FISV: 16.96
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 10.4, Med: 16.5, Max: 24
Current: 16.96
10.4
24

More Statistics

Revenue (TTM) (Mil) $ 5,885
EPS (TTM) $ 2.42
Beta 0.86
Volatility % 17.52
52-Week Range $ 68.45 - 92.29
Shares Outstanding (Mil) 392.44

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 5
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy Y
Less Shares Outstanding yoy Y
Higher Gross Margin yoy N
Higher Asset Turnover yoy N