Fiserv Inc
$
90.81
-0.67 (-0.73%)
On watch
| Volume: | 2,304,573 | Avg Vol (1m): | 3,675,657 |
| Market Cap $: | 35.64 Bil | Enterprise Value $: | 41.06 Bil |
| P/E (TTM): | 37.52 | P/B: | 15.14 |
| Earnings Power Value | 13.07 |
| Net Current Asset Value | -17.56 |
| Tangible Book | -13.6 |
| Projected FCF | 41.9 |
| Median P/S Value | 44.44 |
| Graham Number | 0 |
| Peter Lynch Value | 34.49 |
| DCF (FCF Based) | 61.75 |
| DCF (Earnings Based) | 53.24 |
1Y (-%)
Manual of Stocks™ Web
Financial Strength : 5/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Cash-to-Debt | 0.08 |
Cash-To-Debt ranked
lower than
92.64%
of
625
companies
in the
Business Services
industry.
Industry Max: 10000, Med: 0.97, Min: -5244.17
FISV:
0.08
Ranked among companies with meaningful Cash-To-Debt only.
|
Cash-To-Debt range over the past 10 years
Min: 0.05, Med: 0.18, Max: 5.48
Current: 0.08
|
| Equity-to-Asset | 0.21 |
Equity-to-Asset ranked
lower than
80.99%
of
605
companies
in the
Business Services
industry.
Industry Max: 1, Med: 0.52, Min: -27
FISV:
0.21
Ranked among companies with meaningful Equity-to-Asset only.
|
Equity-to-Asset range over the past 10 years
Min: 0.18, Med: 0.28, Max: 0.43
Current: 0.21
|
| Debt-to-Equity | 2.45 |
Debt-to-Equity ranked
lower than
89.03%
of
465
companies
in the
Business Services
industry.
Industry Max: 42.31, Med: 0.43, Min: 0.01
FISV:
2.45
Ranked among companies with meaningful Debt-to-Equity only.
|
Debt-to-Equity range over the past 10 years
Min: 0.18, Med: 0.51, Max: 2.6
Current: 2.45
|
| Debt-to-EBITDA | 2.90 |
Debt-to-EBITDA ranked
higher than
51.32%
of
454
companies
in the
Business Services
industry.
Industry Max: 283.3, Med: 2.25, Min: 0.01
FISV:
2.9
Ranked among companies with meaningful Debt-to-EBITDA only.
|
Debt-to-EBITDA range over the past 10 years
Min: 2.3, Med: 2.55, Max: 2.9
Current: 2.9
|
| Interest Coverage | 7.31 |
Interest Coverage ranked
lower than
67.45%
of
556
companies
in the
Business Services
industry.
Industry Max: 91653.5, Med: 19.71, Min: 0.16
FISV:
7.31
Ranked among companies with meaningful Interest Coverage only.
|
Interest Coverage range over the past 10 years
Min: 4.3, Med: 6.95, Max: 8.87
Current: 7.31
|
| Piotroski F-Score | 5 |
0
1
2
3
4
5
6
7
8
9
| |
| Altman Z-Score | 4.67 |
DISTRESS
GREY
SAFE
| |
| Beneish M-Score | -2.60 |
Not Manipulator
Manipulator
| |
| WACC vs ROIC % |
ROIC 15.87%
WACC 6.61%
| ||
Profitability & Growth : 8/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Operating Margin % | 25.71 |
Operating Margin ranked
higher than
93.84%
of
617
companies
in the
Business Services
industry.
Industry Max: 5900, Med: 6.41, Min: -54300
FISV:
25.71
Ranked among companies with meaningful Operating Margin only.
|
Operating Margin range over the past 10 years
Min: 22.04, Med: 24.12, Max: 26.72
Current: 25.71
|
| Net Margin % | 16.81 |
Net Margin ranked
higher than
95.48%
of
619
companies
in the
Business Services
industry.
Industry Max: 19896.3, Med: 4.15, Min: -43600
FISV:
16.81
Ranked among companies with meaningful Net Margin only.
|
Net Margin range over the past 10 years
Min: 11, Med: 13.66, Max: 21.88
Current: 16.81
|
| ROE % | 37.55 |
ROE ranked
higher than
96.48%
of
597
companies
in the
Business Services
industry.
Industry Max: 3571.25, Med: 8.83, Min: -6953.32
FISV:
37.55
Ranked among companies with meaningful ROE only.
|
ROE range over the past 10 years
Min: 14.55, Med: 20.22, Max: 47.27
Current: 37.55
|
| ROA % | 9.15 |
ROA ranked
higher than
90.30%
of
629
companies
in the
Business Services
industry.
Industry Max: 51.2, Med: 3.69, Min: -448835.11
FISV:
9.15
Ranked among companies with meaningful ROA only.
|
ROA range over the past 10 years
Min: 5.38, Med: 7.42, Max: 12.44
Current: 9.15
|
| ROC (Joel Greenblatt) % | 375.32 |
ROC (Joel Greenblatt) ranked
higher than
95.16%
of
620
companies
in the
Business Services
industry.
Industry Max: 192979.45, Med: 22.23, Min: -1020642.86
FISV:
375.32
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
|
ROC (Joel Greenblatt) range over the past 10 years
Min: 241.52, Med: 372.48, Max: 443.65
Current: 375.32
|
| 3-Year Total Revenue Growth Rate | 3.50 |
3-Year Revenue Growth Rate ranked
higher than
69.22%
of
549
companies
in the
Business Services
industry.
Industry Max: 350.3, Med: 4.1, Min: -100
FISV:
8.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
|
3-Year Revenue Growth Rate range over the past 10 years
Min: -12.3, Med: 11, Max: 31.7
Current: 8.4
|
| 3-Year Total EBITDA Growth Rate | 11.90 |
3-Year EBITDA Growth Rate ranked
higher than
67.34%
of
496
companies
in the
Business Services
industry.
Industry Max: 498.3, Med: 5.3, Min: -323.6
FISV:
17.3
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
|
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 14.7, Max: 31.5
Current: 17.3
|
| 3-Year EPS w/o NRI Growth Rate | 24.30 |
3-Year EPS w/o NRI Growth Rate ranked
higher than
75.35%
of
434
companies
in the
Business Services
industry.
Industry Max: 405.6, Med: 9.5, Min: -324.8
FISV:
24.3
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
|
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 17.8, Max: 45.4
Current: 24.3
|
» FISV's 30-Y Financials
Financials (Next Earnings Date: 2019-07-31)
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Business Description
| Industry | Business Services » Business Services   NAICS : 561499   SIC : 7389 |
| Compare | NAS:PAYX NYSE:WP NYSE:FIS LSE:EXPN NYSE:FDC NYSE:GPN NAS:INFO NAS:VRSK NAS:CTAS NYSE:FLT TSE:4901 XSWX:SGSNE XPAR:SW NYSE:EFX NYSE:BR ASX:BXB NYSE:TRU NYSE:ROL XPAR:TEP LSE:ITRK |
| Traded in other countries | FIV.Germany |
| Address | 255 Fiserv Drive, Brookfield, WI, USA, 53045 |
| Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for U.S. banks and credit unions. It serves over 13,000 clients, with a focus on its legacy business with small and midsize banks. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 37.52 |
PE Ratio ranked
lower than
51.30%
of
499
companies
in the
Business Services
industry.
Industry Max: 1325, Med: 22.72, Min: 0.03
FISV:
37.52
Ranked among companies with meaningful PE Ratio only.
|
PE Ratio range over the past 10 years
Min: 8.19, Med: 21.5, Max: 37.96
Current: 37.52
|
| Forward PE Ratio | 26.32 |
Forward P/E ranked
lower than
76.38%
of
127
companies
in the
Business Services
industry.
Industry Max: 49.75, Med: 19.16, Min: 3.73
FISV:
26.32
Ranked among companies with meaningful Forward P/E only.
| N/A |
| PE Ratio without NRI | 37.52 |
PE without NRI ranked
lower than
53.20%
of
500
companies
in the
Business Services
industry.
Industry Max: 1325, Med: 22.11, Min: 0.03
FISV:
37.52
Ranked among companies with meaningful PE without NRI only.
|
PE without NRI range over the past 10 years
Min: 13.45, Med: 21.82, Max: 37.96
Current: 37.52
|
| Price-to-Owner-Earnings | 32.61 |
Price-to-Owner-Earnings ranked
lower than
58.50%
of
306
companies
in the
Business Services
industry.
Industry Max: 531.44, Med: 22.95, Min: 1.13
FISV:
32.61
Ranked among companies with meaningful Price-to-Owner-Earnings only.
|
Price-to-Owner-Earnings range over the past 10 years
Min: 6.1, Med: 16.88, Max: 32.99
Current: 32.61
|
| PB Ratio | 15.14 |
PB Ratio ranked
lower than
93.13%
of
597
companies
in the
Business Services
industry.
Industry Max: 710, Med: 2.31, Min: 0.06
FISV:
15.14
Ranked among companies with meaningful PB Ratio only.
|
PB Ratio range over the past 10 years
Min: 1.73, Med: 4.19, Max: 15.31
Current: 15.14
|
| PS Ratio | 6.29 |
PS Ratio ranked
lower than
87.67%
of
600
companies
in the
Business Services
industry.
Industry Max: 1600, Med: 1.24, Min: 0.02
FISV:
6.29
Ranked among companies with meaningful PS Ratio only.
|
PS Ratio range over the past 10 years
Min: 1.03, Med: 3.08, Max: 6.37
Current: 6.29
|
| Price-to-Free-Cash-Flow | 31.49 |
Price-to-Free-Cash-Flow ranked
lower than
66.30%
of
273
companies
in the
Business Services
industry.
Industry Max: 2085, Med: 21.44, Min: 2.08
FISV:
31.49
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
|
Price-to-Free-Cash-Flow range over the past 10 years
Min: 4.25, Med: 19.09, Max: 34.22
Current: 31.49
|
| Price-to-Operating-Cash-Flow | 23.80 |
Price-to-Operating-Cash-Flow ranked
lower than
74.12%
of
340
companies
in the
Business Services
industry.
Industry Max: 3126.03, Med: 14.75, Min: 0.27
FISV:
23.8
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
|
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.69, Med: 14.32, Max: 24.14
Current: 23.8
|
| EV-to-EBIT | 28.18 |
EV-to-EBIT ranked
lower than
61.40%
of
500
companies
in the
Business Services
industry.
Industry Max: 1489.11, Med: 16.6, Min: 0.09
FISV:
28.18
Ranked among companies with meaningful EV-to-EBIT only.
|
EV-to-EBIT range over the past 10 years
Min: 7.1, Med: 16.4, Max: 28.8
Current: 28.18
|
| EV-to-EBITDA | 20.27 |
EV-to-EBITDA ranked
lower than
63.88%
of
526
companies
in the
Business Services
industry.
Industry Max: 1424.59, Med: 12.55, Min: 0.09
FISV:
20.27
Ranked among companies with meaningful EV-to-EBITDA only.
|
EV-to-EBITDA range over the past 10 years
Min: 5.3, Med: 12.1, Max: 20.7
Current: 20.27
|
| EV-to-Revenue | 6.98 |
EV-to-Revenue ranked
lower than
88.74%
of
604
companies
in the
Business Services
industry.
Industry Max: 23439, Med: 1.47, Min: 0.02
FISV:
6.98
Ranked among companies with meaningful EV-to-Revenue only.
|
EV-to-Revenue range over the past 10 years
Min: 1.7, Med: 3.75, Max: 7.1
Current: 6.98
|
| PEG Ratio | 2.57 |
PEG Ratio ranked
higher than
55.65%
of
239
companies
in the
Business Services
industry.
Industry Max: 343, Med: 2.1, Min: 0.04
FISV:
2.57
Ranked among companies with meaningful PEG Ratio only.
|
PEG Ratio range over the past 10 years
Min: 0.82, Med: 1.88, Max: 3.43
Current: 2.57
|
| Shiller PE Ratio | 53.22 |
Shiller PE Ratio ranked
lower than
75.41%
of
183
companies
in the
Business Services
industry.
Industry Max: 1709.42, Med: 29.53, Min: 0.19
FISV:
53.22
Ranked among companies with meaningful Shiller PE Ratio only.
|
Shiller PE Ratio range over the past 10 years
Min: 14.11, Med: 31.89, Max: 53.83
Current: 53.22
|
| Current Ratio | 1.07 |
Current Ratio ranked
lower than
77.85%
of
614
companies
in the
Business Services
industry.
Industry Max: 556.87, Med: 1.64, Min: 0.01
FISV:
1.07
Ranked among companies with meaningful Current Ratio only.
|
Current Ratio range over the past 10 years
Min: 0.14, Med: 1.1, Max: 6.19
Current: 1.07
|
| Quick Ratio | 1.07 |
Quick Ratio ranked
lower than
70.52%
of
614
companies
in the
Business Services
industry.
Industry Max: 556.87, Med: 1.49, Min: 0.01
FISV:
1.07
Ranked among companies with meaningful Quick Ratio only.
|
Quick Ratio range over the past 10 years
Min: 0.14, Med: 1.1, Max: 6.19
Current: 1.07
|
| Days Sales Outstanding | 64.75 |
Days Sales Outstanding ranked
higher than
53.91%
of
588
companies
in the
Business Services
industry.
Industry Max: 815.98, Med: 60.92, Min: 0.37
FISV:
64.75
Ranked among companies with meaningful Days Sales Outstanding only.
|
Days Sales Outstanding range over the past 10 years
Min: 49.6, Med: 56.81, Max: 65.75
Current: 64.75
|
| Days Payable | 11.51 |
Days Payable ranked
lower than
86.67%
of
525
companies
in the
Business Services
industry.
Industry Max: 967, Med: 46.52, Min: -0.7
FISV:
11.51
Ranked among companies with meaningful Days Payable only.
|
Days Payable range over the past 10 years
Min: 7.73, Med: 13.69, Max: 82.15
Current: 11.51
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| 3-Year Share Buyback Rate | 4.60 |
3-Year Share Buyback Rate ranked
higher than
98.02%
of
405
companies
in the
Business Services
industry.
Industry Max: 63.2, Med: -1.8, Min: -337.1
FISV:
4.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
|
3-Year Share Buyback Rate range over the past 10 years
Min: -11.3, Med: 1.8, Max: 5.7
Current: 4.6
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Projected-FCF | 2.17 |
Price-to-Intrinsic-Value-Projected-FCF ranked
lower than
62.07%
of
319
companies
in the
Business Services
industry.
Industry Max: 56.83, Med: 1.54, Min: 0.13
FISV:
2.17
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
|
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.67, Med: 1.46, Max: 2.94
Current: 2.17
|
| Price-to-DCF (Earnings Based) | 1.71 |
Price-to-Intrinsic-Value-DCF (Earnings Based) ranked
higher than
66.67%
of
66
companies
in the
Business Services
industry.
Industry Max: 6.97, Med: 1.53, Min: 0.19
FISV:
1.71
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
|
Price-to-Intrinsic-Value-DCF (Earnings Based) range over the past 10 years
Min: 0.71, Med: 1, Max: 1.77
Current: 1.71
|
| Price-to-Median-PS-Value | 2.04 |
Price-to-Median-PS-Value ranked
lower than
87.65%
of
510
companies
in the
Business Services
industry.
Industry Max: 147.09, Med: 1.08, Min: 0.01
FISV:
2.04
Ranked among companies with meaningful Price-to-Median-PS-Value only.
|
Price-to-Median-PS-Value range over the past 10 years
Min: 0.31, Med: 0.75, Max: 2.07
Current: 2.04
|
| Price-to-Peter-Lynch-Fair-Value | 2.63 |
Price-to-Peter-Lynch-Fair-Value ranked
lower than
52.52%
of
139
companies
in the
Business Services
industry.
Industry Max: 30.77, Med: 1.61, Min: 0.05
FISV:
2.63
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
|
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.67, Med: 1.58, Max: 3.36
Current: 2.63
|
| Earnings Yield (Joel Greenblatt) % | 3.56 |
Earnings Yield (Greenblatt) ranked
higher than
50.80%
of
624
companies
in the
Business Services
industry.
Industry Max: 1111.11, Med: 4.76, Min: -10000
FISV:
3.56
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
|
Earnings Yield (Greenblatt) range over the past 10 years
Min: 3.5, Med: 6.1, Max: 14.2
Current: 3.56
|
| Forward Rate of Return (Yacktman) % | 16.96 |
Forward Rate of Return ranked
higher than
74.25%
of
365
companies
in the
Business Services
industry.
Industry Max: 5453.81, Med: 8.6, Min: -52.24
FISV:
16.96
Ranked among companies with meaningful Forward Rate of Return only.
|
Forward Rate of Return range over the past 10 years
Min: 10.4, Med: 16.5, Max: 24
Current: 16.96
|
More Statistics
| Revenue (TTM) (Mil) $ | 5,885 |
| EPS (TTM) $ | 2.42 |
| Beta | 0.86 |
| Volatility % | 17.52 |
| 52-Week Range $ | 68.45 - 92.29 |
| Shares Outstanding (Mil) | 392.44 |
Analyst Estimate
Piotroski F-Score Details
| Piotroski F-Score | 5 |
| Positive ROA | Y |
| Positive CFROA | Y |
| Higher ROA yoy | N |
| CFROA > ROA | Y |
| Lower Leverage yoy | N |
| Higher Current Ratio yoy | Y |
| Less Shares Outstanding yoy | Y |
| Higher Gross Margin yoy | N |
| Higher Asset Turnover yoy | N |