Unico American (Unico American) Risk Assessment

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What is Unico American Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Unico American is: No Data: Cannot be evaluated.

Competitive Comparison of Unico American's Risk Assessment

For the Insurance - Property & Casualty subindustry, Unico American's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unico American's Risk Assessment Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unico American's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Unico American's Risk Assessment falls into.

Unico American (OTCPK:UNAM) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Unico American Risk Assessment Related Terms

Thank you for viewing the detailed overview of Unico American's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Unico American (Unico American) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Unico American Corp (OTCPK:UNAM) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

5230 Las Virgenes Road, Calabasas, CA, USA, 91302

Website

http://www.crusaderinsurance.com

Unico American Corp is an insurance holding company that underwrites property and casualty insurance; provides property, casualty, and health insurance; and provides insurance premium financing and membership association services. Its operations are categorized into two segments, the Insurance company operation and Other Insurance operations. The company receives its revenues primarily from premium derived from the insurance company operations, commission and fee income generated from the insurance agency operations, finance charges and fee income from the premium finance operations, and investment income from cash generated primarily from the insurance company operation.

Executives

Kathryn A. Johnson	director	12023 BAYLIES CIRCLE, YUCAIPA CA 92399
Steven L Shea	officer: President, CEO	C/O BLONDER TONGUE LABORATORIES, INC., ONE JAKE BROWN ROAD, OLD BRIDGE NJ 08857
Jennifer Elaine Ziegler	officer: CFO	26050 MUREAU RD, CALABASA CA 91302
Cary Cheldin	director, officer: Executive Vice Presidient	1129 MARICOPA HWY., A-203, OJAI CA 93023
Ambina Partners Llc	10 percent owner	309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
Joycelyn M Ray	director	26050 MUREAU ROAD, CALABASAS CA 91302
Donny Jay Esparza	officer: SENIOR VICE PRESIDENT	26050 MUREAU ROAD, CALABASAS CA 91302
Gregory M Share	10 percent owner	THREE FIRST NATIONAL PLZ, SUITE 3800, CHICAGO IL 60602
Ambina Unico Holdings Llc	10 percent owner	309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
John Buckley Keefe	director	26050 MUREAU ROAD, CALABASAS CA 91302
Gerard J Altonji	director	26050 MUREAU ROAD, CALABASAS CA 91302
Jeffrey Tuder	director	6 GREENHOUSE DRIVE, PRINCETON NJ 08540
Rhonda L Gillenwaters	director	26050 MUREAU ROAD, CALABASAS CA 91302
Ronald A Closser	director	26050 MUREAU ROAD, CALABASAS CA 91302
Erwin Cheldin	director, 10 percent owner, officer: President	26050 MUREAU ROAD, CALABASAS CA 91302