Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Senmiao Technology's 3-Year RORE % for the quarter that ended in Mar. 2026 was -24.99%.
The industry rank for Senmiao Technology's 3-Year RORE % or its related term are showing as below:
AIHS's 3-Year RORE % is ranked worse than 75.95% of 977
companies
in the Business Services industry
Industry Median: 7.59
vs AIHS: -24.99
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Senmiao Technology 3-Year RORE % Related Terms
Senmiao Technology 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Senmiao Technology's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Rental & Leasing Services subindustry, Senmiao Technology's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology 3-Year RORE % vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Senmiao Technology (AIHS) has a 3-Year RORE % of -24.99 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Senmiao Technology and its competitors. According to the industry distribution chart, Senmiao Technology ranks #742 out of 977 companies in the Business Services industry, placing it in the top 75.9%.
Is Senmiao Technology's 3-Year RORE % too high?
Senmiao Technology's current 3-Year RORE % is -24.99. Based on the distribution chart, Senmiao Technology ranks #742 out of 977 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Senmiao Technology has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's 3-Year RORE % compare to MWG and AITX?
According to the Business Services industry distribution chart, Senmiao Technology ranks #742 out of 977 companies for 3-Year RORE %. This places Senmiao Technology in the lower half of its industry. The industry median 3-Year RORE % is 7.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Business Services company?
The median 3-Year RORE % among Business Services companies is 7.59, based on 977 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Senmiao Technology and its competitors. For the Business Services industry, the median 3-Year RORE % is 7.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senmiao Technology's current 3-Year RORE % is -24.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.56, compared to a current price of $1.36 — trading 142.9% above its estimated fair value. The current 3-Year RORE % is -24.99. Senmiao Technology's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current 3-Year RORE % is -24.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be overvalued.
The current stock price of $1.36 is trading 142.9% above its estimated GF Value™ of $0.56.
GuruFocus considers Senmiao Technology to be Significantly Overvalued.
Key valuation signals for AIHS:
3-Year RORE %: -24.99
GF Value™: $0.56 vs. price of $1.36 (142.9% above fair value)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
33GF Score
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