GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Territorial Bancorp Inc (NAS:TBNK) » Definitions » 3-Year RORE %

Territorial Bancorp (Territorial Bancorp) 3-Year RORE % : -78.36% (As of Dec. 2023)


View and export this data going back to 2009. Start your Free Trial

What is Territorial Bancorp 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Territorial Bancorp's 3-Year RORE % for the quarter that ended in Dec. 2023 was -78.36%.

The industry rank for Territorial Bancorp's 3-Year RORE % or its related term are showing as below:

TBNK's 3-Year RORE % is ranked worse than
94.25% of 1392 companies
in the Banks industry
Industry Median: 5.375 vs TBNK: -78.36

Territorial Bancorp 3-Year RORE % Historical Data

The historical data trend for Territorial Bancorp's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Territorial Bancorp 3-Year RORE % Chart

Territorial Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.32 -0.80 -12.39 -7.05 -78.36

Territorial Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.05 -19.57 -32.52 -54.07 -78.36

Competitive Comparison of Territorial Bancorp's 3-Year RORE %

For the Banks - Regional subindustry, Territorial Bancorp's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Territorial Bancorp's 3-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Territorial Bancorp's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Territorial Bancorp's 3-Year RORE % falls into.



Territorial Bancorp 3-Year RORE % Calculation

Territorial Bancorp's 3-Year RORE % for the quarter that ended in Dec. 2023 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.57-1.91 )/( 4.29-2.58 )
=-1.34/1.71
=-78.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2023 and 3-year before.


Territorial Bancorp  (NAS:TBNK) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Territorial Bancorp 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of Territorial Bancorp's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Territorial Bancorp (Territorial Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1003 Bishop Street, Suite 500, Pauahi Tower, Honolulu, HI, USA, 96813
Territorial Bancorp Inc operates as a bank holding company. It offers a wide variety of FDIC-insured deposit products and loan products for the consumer and small businesses. Its business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in one-to four-family residential mortgage loans and investment securities. Its loan segment portfolio consists of Residential Mortgage; Construction, Commercial, and Other Mortgage Loans; Home Equity loans & line of credit; and Consumer & others.
Executives
Troy Yoshimasu officer: Sr. VP/Chief Lending Officer 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Jan Sam director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Vernon Hirata officer: Vice Chairman & Co-COO, other: Gen. Counsel & Secretary 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Ralph Y Nakatsuka officer: Vice Chairman & Co-COO 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Howard Y Ikeda director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Allan S Kitagawa director, officer: Chairman, President and CEO 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
David S Murakami director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
John M Ohama director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Kirk W Caldwell director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Jennifer Isobe director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Richard I Murakami director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Francis E. Tanaka director 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Melvin M Miyamoto officer: SVP and Treasurer 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Richard Kc Lau officer: SVP 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813
Karen J Cox officer: SVP 1132 BISHOP STREET, SUITE 2200, HONOLULU HI 96813

Territorial Bancorp (Territorial Bancorp) Headlines

From GuruFocus

Territorial Bancorp Inc. Announces Results of Annual Meeting

By sperokesalga sperokesalga 05-18-2023

Territorial Bancorp Inc (TBNK) Announces Q3 2023 Earnings

By GuruFocus Research 10-27-2023

Territorial Bancorp Inc. Declares Dividend

By Marketwired 07-28-2023

Territorial Bancorp Inc. Declares Dividend

By GlobeNewswire 07-28-2023

Territorial Bancorp Inc. Completes Eleventh Repurchase Program

By PurpleRose PurpleRose 07-12-2022

Territorial Bancorp Inc. Announces Results of Annual Meeting

By GuruFocusNews GuruFocusNews 05-29-2022

Territorial Bancorp Inc. Announces Results of Annual Meeting

By GuruFocusNews GuruFocusNews 06-28-2022

Territorial Bancorp Inc. Adopts Repurchase Program

By GlobeNewswire GlobeNewswire 12-06-2022