Q3 2021 Discover Financial Services Earnings Call Transcript

Oct 21, 2021 / 12:00PM GMT
Operator

Good afternoon. My name is Ashley, and I will be your conference operator today. At this time, I would like to welcome everyone to the Third Quarter 2021 Discover Financial Services Earnings Conference Call. (Operator Instructions) Thank you. And I will now turn the call over to Mr. Eric Wasserstrom, Head of Investor Relations. Please go ahead.

Eric Edmund Wasserstrom - Discover Financial Services - Head of IR

Thank you, Ashley, and good morning, everyone. Welcome to today's call. I'll begin on Slide 2 of our earnings presentation, which you can find in the financial section of our Investor Relations website, investorrelations.discover.com.

Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in our third quarter earnings press release and presentation.

Our call today will include remarks from our CEO, Roger Hochschild; and John Greene, our Chief Financial

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