Q4 2023 Ameris Bancorp Earnings Call Transcript

Feb 05, 2024

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Jan 26, 2024 / 02:00PM GMT
Operator

Good day and welcome to the Ameris Bancorp fourth-quarter conference call. (Operator Instructions)

Please note this event is being recorded.

I would now like to turn the conference over to Ms. Nicole Stokes, Chief Financial Officer. Please go ahead, ma'am.

Nicole Stokes - Ameris Bancorp - Chief Financial Officer, Corporate Executive Vice President

Thank you, Chuck, and thank you to all who have joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com.

I'm joined today by Palmer Proctor, our CEO; Jon Edwards, our Chief Credit Officer; and Doug Strange, our Managing Director of Credit, who will be taking over for Jon when he retires at the end of this quarter. Palmer will begin today with some general opening comments, and then I will begin by discussing the details of our financial results before we open up for Q&A.

Before we begin, I'll remind you that our comments may include

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