Mar 07, 2023 / NTS GMT
Devin Ryan - JMP Securities LLC - Moderator
I'm Devin Ryan, Director of Financial Technology Research here at JMP Securities. Thanks for joining us. I'm looking forward to this conversation today with Dave. We have Dave management team here, Jason Wilk who is CEO; and Kyle Beilman, who is CFO. They've just reported earnings. So I think it's a great timing to catch up with you guys. So first off, thank you for coming.
Questions and Answers:
Devin Ryan - JMP Securities LLC - ModeratorAnd maybe just to level set the conversation, give a bit of background about Dave and what Dave does, and then the founding as well, and how the business was started?
Jason Wilk - Dave Inc. - Co-Founder, CEO
Yeah, yeah. Thanks for having us, Devin. This is a great conference. So the founding story of Dave, we wanted to really disrupt overdraft fees as they were overly expensive at traditional banks causing customers $38 every time they were going negative on their accounts.
So Dave set out to become, and we are now one of the