Q3 2022 Encore Capital Group Inc Earnings Call Transcript

Nov 03, 2022

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Nov 02, 2022 / 09:00PM GMT
Operator

Good day, and thank you for standing by. Welcome to the Encore Capital Group conference call. (Operator Instructions) Please keep in mind that today's conference is being recorded.

I would now like to hand the conference over to your speaker, Bruce Thomas, VP of Global Investor Relations. Please go ahead.

Bruce Thomas - Encore Capital Group, Inc. - VP of IR

Thank you, operator. Good afternoon, and welcome to Encore Capital Group's Third Quarter 2022 Earnings Call. Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; Ryan Bell, President of Midland Credit Management; and Craig Buick, CEO of Cabot Credit Management. Ashish and Jon will make prepared remarks today, and then we will be happy to take your questions.

Unless otherwise noted, comparisons made on this call today will be between the third quarter of 2022 and the third quarter of 2021. In addition, today's discussion will include forward-looking statements subject to risks and

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