Jan 30, 2020 / 02:00PM GMT
Operator
Good day and welcome to the First Bank Fourth Quarter 2019 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference call over to Mr. Patrick Ryan, President and CEO. Mr. Ryan, the floor is yours, sir.
Patrick L. Ryan - First Bank - President, CEO & Director
Thank you. I'd like to welcome everyone to First Bank's Fourth Quarter 2019 Earnings Conference Call. I'm joined today by our Chief Financial Officer, Steve Carman; our Chief Lending Officer, Peter Cahill; and our Chief Deposits Officer, Emilio Cooper. Before we begin, however, Steve, will you please read the safe harbor statement?
Stephen F. Carman - First Bank - Executive VP, Treasurer & CFO
The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business the first time. We caution that such statements are subject to a number of uncertainties, and actual results could differ materially, and therefore,
Q4 2019 FIRST BANK (Hamilton) Earnings Call Transcript
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