Q2 2023 Kaspi.kz AO Earnings Call Transcript

Jul 24, 2023

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Jul 24, 2023 / 12:00PM GMT
Operator

Hello everyone and welcome to Kaspi's Second Quarter, First Half 2023 Financial Results Conference Call and Webinar. My name is Harry, and I'll be your operator today. (Operator Instructions) And it is now my pleasure to turn this over to David Ferguson to begin. David, please go ahead when you're ready.

David Ferguson - Kaspi.kz Joint Stock Company - Head of IR

All right. So thanks a lot, Harry. Good morning, good afternoon everyone. Welcome to our second quarter 2023 results call. As usual, we are joined by our CEO and Co-Founder, Mikheil Lomtadze; our Deputy CEOs, Tengiz Mosidze; and Yuri Didenko. I'm David Ferguson.

Usual format, Mikheil will take you through the strategic updates. I'll take you through the financial update, and then the whole team is available for Q&A. So looking forward to your questions. And on that note, I'll hand the call over to Mikheil . Over to you, Mikheil?

Mikheil N. Lomtadze - Kaspi.kz Joint Stock Company - Executive Director, Chairman of the Management Board, CEO & Chief Ecosystem

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