Q4 2021 Southside Bancshares Inc Earnings Call Transcript

Jan 28, 2022 / 05:00PM GMT
Operator

Thank you for standing by, and welcome to the Southside Bancshares, Inc. Fourth Quarter and Year-end 2021 Earnings Call. (Operator Instructions) As a reminder, today's program is being recorded. And now I'd like to introduce your host for today's program, Lindsey Bailes, Vice President, Investor Relations. Please go ahead.

Lindsey Bailes - Southside Bancshares, Inc. - VP & IR Officer

Thank you, Jonathan. Good morning, everyone, and welcome to Southside Bancshares Fourth Quarter and Year-End 2021 Earnings Call. A transcript of today's call will be posted on southside.com under Investor Relations.

During today's call and in other disclosures and presentations, I will remind you that any forward-looking statements are subject to risks and uncertainties. Factors that could materially change our current forward-looking assumptions are described in our earnings release and our Form 10-K.

Joining me today are Lee Gibson, President and CEO; and Julie Shamburger, CFO. First, Lee will share his comments on the quarter, and then Julie will give an

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