Q2 2022 SLM Corp Earnings Call Transcript

Jul 28, 2022 / 12:00PM GMT
Operator

Good day and thank you for standing by. Welcome to the Second Quarter Sallie Mae Earnings Call. (Operator Instructions)

Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Brian Cronin, Vice President of Investor Relations. Please go ahead.

Brian Cronin - SLM Corporation - VP & Head of IR

Thank you, Carmen, and good morning, and welcome to Sallie Mae's Second Quarter 2022 Earnings Call. It is my pleasure to be here today with Jon Witter, our CEO; and Steve McGarry, our CFO. After the prepared remarks, we will open up the call for questions.

Before we begin, keep in mind, our discussion will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different than those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-Q and other filings with the SEC. For Sallie Mae, these factors include, among others, the

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