Dec 01, 2020 / 07:00PM GMT
Timothy Wayne Willi - Wells Fargo Securities, LLC, Research Division - MD & Senior Analyst
Good afternoon, everybody. It's Tim Willi with Wells Fargo. I apologize for the technical delay on my end. Apologies again.
Just real quickly, if you have a question for the session, you can e-mail me at [email protected]. We'll be sure to get that in front of John.
But that being said, John, very much appreciate the time. I know you have a busy day, and I very much appreciate the time being here.
Questions and Answers:
Timothy Wayne Willi - Wells Fargo Securities, LLC, Research Division - MD & Senior AnalystMaybe just to sort of kick off the discussion, a lot of topics and a lot of directions we could go. I think that one of the things that people are most curious about and comes up a lot on the conference call is sort of talking about the monetization of the cross-border and the virtual card. I think that was a standout and a big part of discussion on the most recent call and some of the work you've done there to internalize
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