Nov 14, 2022 / 06:30PM GMT
Andrew Garth Schmidt - Citigroup Inc., Research Division - VP & Analyst
Good afternoon, everyone. Thank you so much for joining us. My name is Andrew Schmidt on Citi's fintech research team with a focus on fintech software. It's my pleasure this afternoon to host John Rettig, who's the CFO of Bill.com or BILL. Thank you so much.
John R. Rettig - Bill.com Holdings, Inc. - Executive VP of Finance & Operations and CFO
Now BILL, yes.
Andrew Garth Schmidt - Citigroup Inc., Research Division - VP & Analyst
That's right.
John R. Rettig - Bill.com Holdings, Inc. - Executive VP of Finance & Operations and CFO
Great. Good to be here. Thanks.
Questions and Answers:
Andrew Garth Schmidt - Citigroup Inc., Research Division - VP & AnalystI think if we just start off to level set, BILL's North Star has been creating efficiencies for SMBs to be an expanding financial operating platform. Maybe just give a high-level