Q4 2023 Banco Santander Brasil SA Earnings Call Transcript

Jan 31, 2024 / 01:00PM GMT
Camila Stolf Toledo - Banco Santander(Brasil)S.A.-Head of IR

Good morning, everyone, and thank you for joining us this morning to join us during the 2023 closing results conference call. This event is being broadcast live from our headquarters in São Paulo. And as always, will be divided into 3 parts.

First, our CEO, Mario Leao will talk about the main highlights of the period and the strategies by which we will continue to direct our growth in the coming quarters. Next, our CFO, Gustavo Alejo, will provide a detailed analysis of our performance. And finally, we will have our Q&A session, during which you will be able to interact directly with our leadership.

Before we begin, I would like to give you some instructions. We have 3 audio options on the screen, all the content in Portuguese, all the content in English or the original audio. The first 2 options will have simultaneous translation. To choose your option, just click on the button at the bottom center of your screen to ask questions during the Q&A session, simply click

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