Q4 2022 Glacier Bancorp Inc Earnings Call Transcript

Jan 27, 2023 / 04:00PM GMT
Operator

Good day, and thank you for standing by. Welcome to the Glacier Bancorp's Fourth Quarter Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Randy Chesler, President and CEO of Glacier Bancorp. Please go ahead.

Randall M. Chesler - Glacier Bancorp, Inc. - President, CEO & Director

All right. Thank you, Victor, and good morning, and thank you for joining us today. With me here in Kalispell this morning is Ron Copher, our Chief Financial Officer; Don Chery, our Chief Administrative Officer; Angela Dose, our Chief Accounting Officer; Byron Pollan, our Treasurer; and Tom Dolan, our Chief Credit Administrator.

I'd like to point out that the discussion today is subject to the same forward-looking considerations found on Page 13 of our press release and we encourage you to review this section.

I'll start with a few new data points about our community banking markets. The 8 Western states, which represent our footprint are

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