Dec 07, 2022 / 05:30PM GMT
Rayna Kumar - UBS Investment Bank, Research Division - Analyst
All right. Good afternoon, everyone. I'm Rayna Kumar. I lead U.S. payments processors and IT services equity research at UBS. I know that was a mouthful.
And today, I am fortunate to have, Craig Vosburg, Chief Product Officer now, our key noting US TMT Conference. Thanks For joining, Craig.
Craig E. Vosburg - Mastercard Incorporated - Chief Product Officer
My pleasure. Great to be here.
Questions and Answers:
Rayna Kumar - UBS Investment Bank, Research Division - AnalystSo, to start out with, could we get your perspective on the macro environment and what you are seeing in terms of recent consumer spending trends?
Craig E. Vosburg - Mastercard Incorporated - Chief Product Officer
Yes, happy to share a few thoughts there. The macro environment, obviously, is uncertain to say the least, I guess, when we look across the horizon and see potential questions raised around impacts of inflation and