Q2 2023 Banco Santander SA Earnings Call Transcript

Jul 26, 2023 / 08:00AM GMT

Welcome to the Banco Santander's First Half '23 Results Presentation. (Operator Instructions)

Begona Morenes - Banco Santander, S.A. - Global Head of IR

Good morning, everybody, and welcome to Banco Santander's conference call to discuss our financial results for the first half of 2023. Just as a reminder, both the results report and presentation we will be following today are available to you on our website.

I am joined here today by our CEO, Mr. Héctor Grisi; and our CFO, Mr. José García-Cantera. Following their presentations, we will open the floor for any and all questions you may have in the Q&A session. (Operator Instructions)

With this, I will hand over to Mr. Grisi. Héctor, the floor is yours.

Hector Blas Grisi Checa - Banco Santander, S.A. - Group CEO & Group Director

Thank you, Begoña. Good morning, everyone, and thank you for joining us. Let me share what we will focus on today. First, I'll talk about our half 1 results on the context of how we are progressing with the

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