Q4 2020 X Financial Earnings Call Transcript

Apr 26, 2021 / 11:00AM GMT
Operator

Hello, and welcome to the X Financial Fourth Quarter 2020 Earnings Conference Call. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to [Tanya Wen]. Please go ahead.

Unidentified Company Representative -

Thank you, operator. Hello, everyone, and thank you for joining us today. The company's results were released earlier and are available on the company's IR website at ir.xiaoyinggroup.com.

On the call today from X Financial are: Mr. Simon Cheng, President; and Mr. Frank Zheng, Chief Financial Officer.

Mr. Cheng will give a brief overview of the company's business operations and highlights followed by Mr. Zheng, who will go through the financials. They are all available to answer your questions during the Q&A session.

I remind you that this call may contain forward-looking statements under the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Such statements are based on management's current expectations and the current market and operating

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