Mar 04, 2019 / 11:00AM GMT
Operator
Ladies and gentlemen, thank you for standing by. I am Gelli, your Chorus Call operator. Welcome, and thank you for joining the Bank of Cyprus conference call to present and discuss the preliminary group financial results for the year ended 31st December 2018.
(Operator Instructions) And the conference is being recorded. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. John Patrick Hourican, Group Chief Executive Officer; Ms. Eliza Livadiotou, Group Finance Director; Mr. Nick Smith, Director and -- Restructuring and Recoveries; Mr. Michalis Athanasiou, Group Chief Risk Officer; and Ms. Annita Pavlou, Manager, Investor Relations.
Mr. Hourican, you may now proceed.
John Patrick Hourican - Bank of Cyprus Holdings Public Limited Company - Group CEO & Executive Director
Thank you very much, operator. Good morning or good afternoon, everyone, depending where you are.
Before getting into our commentary on the full year results and balance sheet, I want to deal with one other matter. Last
Full Year 2018 Bank of Cyprus Holdings PLC Earnings Call Transcript
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