Q1 2019 Bank of Cyprus Holdings PLC Earnings Call Transcript

May 13, 2019 / 03:30PM GMT
Operator

Ladies and gentlemen, thank you for standing by. I am Gelli, your Chorus Call operator. Welcome and thank you for joining the Bank of Cyprus conference call to present and discuss the group's financial results for the quarter ended 31st March 2019. (Operator Instructions) And the conference is being recorded. (Operator Instructions)

At this time, I would like to turn the conference over to Mr. John Patrick Hourican, Group Chief Executive Officer; Ms. Eliza Livadiotou, Group Finance Director; Mr. Nick Smith, Director of Restructuring and Recoveries; Mr. Michalis Athanasiou, Group Chief Risk Officer; Ms. Anna Sofroniou, Director Real Estate Management Unit; and Ms. Annita Pavlou, Manager, Investor Relations.

Mr. Hourican, you may now proceed.

John Patrick Hourican - Bank of Cyprus Holdings Public Limited Company - Group CEO & Executive Director

Thank you very much, operator. Good afternoon, everyone, and thank you for your time. I recognize that you have not had a lot of time with these numbers. So -- and as always, Annita and the team will

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