Half Year 2023 Capitec Bank Holdings Ltd Earnings Presentation Transcript

Sep 29, 2022 / 06:00AM GMT
Presentation
Sep 29, 2022 / 06:00AM GMT

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Corporate Participants
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* Gerhardus Metselaar Fourie
Capitec Bank Holdings Limited - CEO & Executive Director
* Grant Hardy
Capitec Bank Holdings Limited - CFO & Financial Director

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Gerhardus Metselaar Fourie - Capitec Bank Holdings Limited - CEO & Executive Director

Good morning, ladies and gentlemen. It is my great privilege to bring you the half-year results for Capitec for 2022. There's the website where you can actually ask questions. I think it's important that during the presentation, you can also post questions and we'll answer at the end of the presentation.

I'm going to start with the changing economic environment. I think everyone knows what is happening in the economy. If I'll go to the first slide, it is -- when we started the year in January, I think if you look back, nobody thought really that Ukraine is actually going to take place. And if it takes place, that it will be so long. I think the whole

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