Aug 06, 2020 / 03:30AM GMT
Operator
Over to you.
Michael Sia - DBS Group Holdings Ltd - Head of IR
Okay. Hello, everybody. Welcome to the DBS Second Quarter briefing for analysts, the buy-side. This is Michael. I have got Piyush, Sok Hui and the rest of the team being here. So you have heard the presentation just a while ago, so we can go straight into Q&A. So operator, we can open the line for questions.
Questions and Answers:
Operator(Operator Instructions) Our first question, we have Aakash from UBS.
Aakash Rawat - UBS Investment Bank, Research Division - Director and Research Analyst
I have 3 questions. The first one is on the loans and the moratorium that you've disclosed in the presentation. It only amounts to like 5% or so of the total loans. So I just want to check if that's all? Or are there any other loans that are under moratorium as well? Because this number actually looks quite small to compare to UOB, which just closed around 16% of the loan book under moratorium.
Secondly, whatever