Nov 03, 2022 / 03:30AM GMT
Operator
Ladies and gentlemen, welcome to the Q&A session for Third Quarter 2022 DBS Analyst Briefing.
I will now hand the session to Michael to begin today's session. Michael, please begin.
Michael Sia - DBS Group Holdings Ltd - Head of IR
Thanks, Diana. Thanks, everyone, for dialing in and welcome to the session for buy and sell side. You've heard briefings from Piyush and Sok Hui. So we can go straight to Q&A.
Diana, could you please open the floor for questions?
Questions and Answers:
Operator(Operator Instructions) We have the first question from Aakash Rawat, UBS. Aakash, I believe that you might be on mute. We are not hearing you.
Okay. While we wait for Aakash to get connected, I'll put through the next question from Nicholas Teh, Credit Suisse.
Nicholas Teh - Crédit Suisse AG - Research Division - Research Analyst
Just a few for me. I want to ask on the NIM. You talked about in your scenario that you could reach