Aug 03, 2023 / 03:30AM GMT
Unidentified Company Representative -
(technical difficulty) the second quarter briefing for the buy and sell sides. You have seen the media briefing, so we can go straight to Q&A. Diana, can you open the floor for questions?
Questions and Answers:
Operator(Operator Instructions) Our first question is from Jayden Vantarakis, Macquarie.
Jayden Vantarakis - Macquarie Research - Head of Equity Research
Can you hear me?
Piyush Gupta - DBS Group Holdings Ltd - CEO & Executive Director
Yes.
Jayden Vantarakis - Macquarie Research - Head of Equity Research
Congratulations on the results. Just have a few questions. I think during the media briefing, Piyush, you mentioned that the fixed rate mortgages are around 3.3% to 3.5%. We're obviously seeing good banking margins, and we're more bullish on the outlook for the NIM, but I'm just wondering, as there's not much growth, do you think there's any potential for further competition that could
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