Feb 25, 2021 / 09:20AM GMT
Andrew Croft - St. James's Place plc-CEO - Executive Director & Member of Executive Board
Good morning, everyone, and thank you for joining today's Q&A. Look, it's a shame we can't get together, but hopefully, we'll be able to do so at the next set of results.
I'm also conscious that a reasonably large number of you will need to join the AXA call at 10 a.m. So we will sort of call an end to the Q&A then. Clearly, you know where we are, if you have any other questions.
Now one advantage of doing a virtual Q&A is that we have the whole of the executive team on the call, which provides me with some great optionality for all those difficult questions. So let's go right now to the first question, please, Ruby.
Questions and Answers:
OperatorAbsolutely. Our first question is from David McCann of Numis.
David Leslie McCann - Numis Securities Limited, Research Division - Director & Diversified Financials Analyst
Yes, I'll have a few, I'll ask 3,