Feb 26, 2024 / 04:20PM GMT
Erika Najarian - UBS Investment Bank, Research Division - Analyst
All right. Good morning, everybody. Welcome back to the main stage. So extraordinarily pleased to have with us Christophe Le Caillec. He has been with American Express since 1997. And as most of you know, he became CFO in August of 2023. So welcome.
Christophe Y. Le Caillec - American Express Company - CFO
Thank you. Happy to be here.
Questions and Answers:
Erika Najarian - UBS Investment Bank, Research Division - AnalystAbsolutely. Lots of fun to talk about in your things. So let's start off with which has been really an incredible couple of years for American Express given the growth that you've been able to generate coming out of the pandemic. And now it feels like we've reached a little bit more of a normalized and sustainable level of growth.
As we think about where we sit today, how would you characterize the state of the consumer and small business in the U.S. in terms of appetite for spend and overall financial health? And maybe
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